(800) 253-1482Allstate
Summary: Allstate is one of the most recognizable property and casualty insurance brands available. In Texas, Allstate homeowners insurance is one of the most common policies you’ll find protecting properties. Offering competitive pricing, excellent customer service, and a variety of modern features, such as roadside assistance and the Allstate app, the carrier is well-positioned for a number of insurance needs. Estimated Read Time: 7 mins
Quick Facts About Allstate:
- Standard or Non-Standard: Both
- Mutual or Stock: Stock
- NAIC Number: 19232
- Headquarters: 3100 Sanders Rd., Northbrook, IL, 60062
- CEO: Thomas J. Wilson
- M. Best Rating: A+ (Superior)
- BBB Rating: A+
- Products Offered: Auto, Boat, Commercial, Condo, Flood, Home, Motorcycle, RV, Renters, Umbrella, and much more.
- Features You’ll Love:
- Allstate customer service is award-winning. No matter what you need or when you need it, you can be sure your claims are met with care.
- Personalized coverage and bundles are available. Allstate Insurance Company offers one of the widest range of products you’ll find.
- Features and perks such as the Allstate Motor Club and the Allstate app help the company provide even more value to policyholders.
Table of Contents:
- How Much is Allstate Insurance?
- Is Allstate a Good Insurance Company?
- Allstate Policy Options/a>
- Does Allstate Cover Rental Cars?
- Is Allstate a Captive Insurance Company?
Allstate moved to its current headquarters in Northfield Township, IL, in 1967.
Established in 1931 amidst the Great Depression, Allstate has been a trailblazer in the insurance industry, demonstrating resilience through changing times.
Originally under Sears ownership, the carrier originated in Chicago, Illinois, rapidly expanding to 4,217 policies by year-end.
Transitioning from a mail-order system to agents operating from Sears stores nationwide, Allstate Insurance evolved with the times.
Notably, in 1939, it pioneered customized auto rates, introducing innovations based on age and mileage, a first in the industry. This legacy showcases Allstate's commitment to innovation and adaptability that would continue from its early years.
The iconic "You're in good hands" slogan originated from a personal experience in the 1950s, emphasizing customer care that the carrier continues to deliver today.
In 1952, the establishment of The Allstate Foundation marked a commitment to social responsibility, and over the years, innovations like the Good Driver Discount Plan (1960), community-based initiatives, and technological advancements like Drivewise (2010) and Drivewise Mobile (2014) showcase Allstate's dedication to evolving with its customers.
In challenging times like the COVID-19 pandemic (2020), Allstate Insurance provided tangible support with the Shelter-in-Place Payback, returning almost $1 billion to auto customers as there were fewer drivers on the road.
Today, Allstate is the fourth-largest property and casualty insurance company in the United States offering a wide range of products and Freedom Insurance Group is proud to partner with this brand to better serve our clients.
Whatever your needs, Allstate Insurance is likely a great option to protect you from potential loss.
How Much is Allstate Insurance?
What you pay for Allstate Insurance will vary depending on personal factors, market trends, how much coverage you need, your residence, the discounts you qualify for, and more.
Because there are so many different moving parts, it’s important to receive a quote that is tailored to your variables and needs. Freedom Insurance Group is proud to partner with Allstate as a top-rated carrier in Texas. For an Allstate Insurance quote, contact our agents at (972) 798-3769.
Allstate offers many different coverage options, including auto, home, flood, and landlord policies. To get a better idea of area averages, you can find the average cost of auto and home coverage below:
Allstate Car Insurance Quotes from Texas Cities
Auto insurance rates can range for any number of reasons. Location, the amount of coverage you enroll in, the type of car you drive, and your driving record are just a few things that will affect your premium.
With that in mind, looking at area averages can help you better understand what you might pay for your vehicle. To learn more, discover an Allstate car insurance quote near you below:
- Arlington - $1,876 per year
- Austin - $1,487 per year
- Corpus Christi - $2,238 per year
- Dallas - $2.039 per year
- El Paso - $954 per year
- Fort Worth - $2.087 per year
- Houston - $2,458 per year
- Lubbock - $2,010 per year
- Plano - $1,948 per year
- San Antonio - $1.248 per year
Get personalized Allstate auto insurance quotes with just a few clicks.
Allstate Home Insurance Quotes from Texas Cities
Every home is different and while Allstate is renowned for its policies in Texas, they will still vary depending on the property and homeowner. Below, you can explore market averages for a better idea of what coverage looks like near you:
- Arlington - $1,757 per year
- Austin - $1.349 per year
- Corpus Christi - $2,372 per year
- Dallas - $1,938 per year
- El Paso - $1,039 per year
- Fort Worth - $2,013 per year
- Houston - $2,203 per year
- Lubbock - $1,894 per year
- Plano - $2.203 per year
- San Antonio - $1,039 per year
Shop Allstate home insurance quotes to compare affordable, personalized coverage for your property.
Is Allstate a Good Insurance Company?
Allstate Insurance is a good company for many Texans as the company is a top-rated carrier with a trusted reputation since 1931. Holding an A+ rating from the Better Business Bureau (BBB) and A.M. Best rating of A+ Superior, Allstate proves to its policyholders that it’s more than capable of protecting their finances and property.
Allstate Policy Options
Allstate is one of the largest P/C insurance companies available in the United States. Basically, if you need coverage, they have an option. From auto to home and much more, Allstate Insurance Company provides a wide range of options for personalized coverage:
Allstate Auto Insurance
There are plenty of coverage options available through Allstate auto insurance offerings. This includes liability coverage to keep you legal, full coverage for more protection, and personalized protection through products such as gap insurance, roadside assistance, and more.
Allstate Home Insurance
According to TDI, Allstate is the second-largest home insurance provider in Texas, providing excellent customer service, a wide range of policies to fit many different property types, and personalized discounts. There are endorsements to help personalize your coverage even further and you can bundle your coverage with your auto policy for even more savings.
Allstate Renters Insurance
Your personal belongings deserve protection. Through Allstate renters insurance, you can help not only cover your personal property from potential loss but personalized coverage can help you protect against liability and it may help you cover lodging and dining expenses should your home become uninhabitable after a fire or another major loss.
Allstate Motorcycle Insurance
Street bikes, ATVs, cruisers, mopeds, and more can all find coverage with Allstate. There is liability coverage to keep you legal, gap insurance to protect your finances, and several other coverage options that can be tailored to your needs. The First Accident Waiver can even help you avoid a rate increase after your first accident.
Allstate Boat Insurance
Owning a boat comes with a lot of different responsibilities. Allstate boat coverage helps you manage these responsibilities and protect your finances. From your boat trailer to damage to your watercraft and even salvage coverage, you can receive peace of mind no matter where you are.
Allstate RV Insurance
National General an Allstate Company, underwrites RV policies that provide coverage on the road, at the campsite, in storage, and everywhere in between. Available for all motorhome Classes, campers, and trailers, you can even personalize your coverage to meet specialty needs, such as roadside assistance or liability for permanent RV sites.
Allstate Commercial Insurance
Businesses love Allstate commercial insurance because of the company’s dedication to personalized protection. There are several industry-specific coverages available so that no matter what industry you’re in, you’ll be prepared. All of this is on top of product staples you’ll find at leading business insurance carriers.
Allstate Umbrella Insurance
When lawsuits occur, if you have assets, including your personal property or finances, they may be at risk if you are found liable. Insurance policies such as home and auto are great but for some losses, the limits are not enough. A personal umbrella insurance policy (PUP) from Allstate is supplemental coverage that can help you in extenuating circumstances at an affordable rate.
Allstate Insurance Company Offers Coverage for Condo, Flood, and More
Allstate homeowners insurance and auto policies remain popular products for Texans, but their offerings are far more extensive than even what’s listed above. You’ll find privatized flood coverage, condo insurance policies, landlord insurance, and much more.
Does Allstate Cover Rental Cars?
Allstate auto insurance may cover rental cars but this varies from policy to policy. You’ll want to read the fine print for your policy, specifically, and confirm with your agent. Furthermore, some credit cards may help you cover potential losses when renting a vehicle for personal use.
Is Allstate a Captive Insurance Company?
Captive insurance companies only allow agents to sell under their brand as opposed to independent agents who can sell multiple brands. While Allstate is a captive insurance company, some independent agents can still sell their products.
The key difference is that independent agents that do sell Allstate Insurance products simply can’t use their marketing. Therefore, you can still compare coverage and see what is right for you regardless of the brand when working with the right insurance broker.
