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What is the cost of auto insurance in Colleyville Texas?
The following tables only show an average of the premiums paid in Colleyville, Texas; it gives a general idea of what you could expect to pay monthly for your insurance.
Average Monthly Auto Insurance by Age
| Age Range | Av. Premium |
| Under 18 | $248 |
| 18-24 | $108 |
| 25-34 | $90 |
| 35-44 | $65 |
| 45-54 | $58 |
| 55-64 | $55 |
| 65+ | $48 |
Average Monthly Auto Insurance by Vehicle
| Vehicle Age | Av. Monthly Premium |
| Less than 1 Year | $69 |
| 2-3 Years | $70 |
| 4-5 Years | $61 |
| 6-7 Years | $60 |
| 8-10 Years | $58 |
| 11-14 Years | $56 |
| 15 Years or older | $54 |
Average Monthly Auto Insurance by Carrier
| Rank | Company | Av. Monthly Rate |
| 1 | Allstate | $88 |
| 2 | Progressive | $102 |
| 3 | Kemper | $107 |
| 4 | Travelers | $115 |
| 5 | Bristol West | $123 |
| 6 | Safeco | $132 |
| 7 | Infinity | $148 |
| 8 | Gainsco | $157 |
| 9 | Others | $185+ |
Average Monthly Auto Insurance by Housing Status
| Housing Status | Av. Monthly Premium |
| Own | $69 |
| Rent | $88 |
| Live with parents | $104 |
Average Monthly Auto Insurance by Relationship Status
| Relationship | Av. Monthly Premium |
| Single (never married) | $63 |
| Married | $50 |
| Divorced | $51 |
| Widowed | $50 |
Average Monthly Auto Insurance by Driving Record
| Infractions | Av. Monthly Premium |
| 1 accident | $108 |
| Multiple accidents | $125 |
| 1 Ticket | $99 |
| Multiple tickets | $133 |
See How Much Home Insurance Costs in Colleyville Texas HERE
Car Insurance Discounts and Ways to Save on Your Premiums
You have plenty of opportunities to save money on car insurance. The good news is that there are many different ways for drivers to save money. Although not every discount will apply to your situation, the vast amount of discounts means that there is something for nearly everyone! Take a closer look at some of the best ways for drivers across the Lone Star State to lower their auto insurance rates.
Bundling Your Auto Insurance
Overall, bundling is the best way to save money for the majority of drivers. You can save by combining your auto insurance coverage with a homeowners insurance policy and/or an umbrella policy, for example. Insurance carriers want clients who insure multiple policies with their brand. As a reward for doing so, you can enjoy lower rates across the board. Bundling your auto insurance with other policies built to protect you and enjoy some of the finest discounts available on the market!
Multi-Policy Discount
Similar to bundling, insurance carriers love to encourage homes with multiple vehicles to insure them all under a single brand. By adding multiple vehicles to your auto coverage, you’ll receive a discount for being a loyal customer.
Safe Driver Discount
Safe driving is a practice from which everyone benefits. You’ll benefit from creating a safer roadway for you and those around you, and are less likely to cause an accident as a result. Auto insurance companies want to minimize risk and driving in a fast or dangerous manner does the opposite of that. Many auto insurance brands offer safe driving discounts that will reward you for navigating Texas responsibly.
Good Student Discount
Younger drivers pay some of the highest premiums due to their risk and inexperience. For many, the cost of insuring a teen or young adult can be burdensome, however, students with good grades may be awarded discounts that can help lower their rates.
Military Discount
As a thank you for your service, if you are actively serving in the military or a veteran, many insurance companies offer discounts to lower your car insurance rate.
Professional/Alumni Discount
Some alumni and professional groups have established partnerships with various auto insurance brands. If you are a member, you may qualify for lower car insurance premiums with the participating insurance companies.
Paperless/Electronic Payment Discount
Cutting down on paper billing is good for the environment and your pocketbook. When you consider the cost of paper, ink, postage, and overhead, there are a lot of ways insurance companies save when customers pay online. By brands passing a part of these savings to their customers, you can benefit from lower auto insurance with this discount.
What are the types of auto Insurance coverages?
So, when you talk about auto insurance coverages, there are eight basic types to choose from:
- Liability Coverage
This coverage pays for the damage caused to another person’s car or property. It also includes drivers’ and passenger’s medical charges and other expenses. According to the law in Texas you need to have at least $30,000 coverage for damage per person, up to $60,000 for every encounter, and $25,000 compensation for property damage.
- Collision Coverage
Collision coverage is required to repair or replace your vehicle after an accident.
- Comprehensive Coverage
Comprehensive coverage compensates you when your vehicle is damaged by other events besides a car accident. For example, this type of coverage could cover hail damage from a storm, theft, a break-in, among other things.
- Medical Payment Coverage
Medical payment covers you or your passengers’ medical expenses in case you are injured in a car accident, whether you caused it or not.
- Personal Injury Protection (PIP)
Like the medical payment coverage, personal injury protection covers for your and other passengers’ medical expenses. Furthermore, it provides compensation for lost wages or other non-medical expenses.
- Uninsured Motorist Coverage
This coverage will protect you in case you have an accident with a driver without insurance or who does not carry enough liability to compensate for your medical expenses and vehicle repairs This type of coverage will also be helpful in a hit-and-run situation.
- Towing and Labor Coverage
This is an optional coverage you can add to your policy. It will cover for the costs of your car being towed if it cannot be driven. It also pays for the expenses required to replace a punctured tire, deliver gas/oil, unlock your vehicle, kick start your battery, and more
- Rental Reimbursement Coverage
This coverage compensates for the price of renting a car if yours is under repair after an accident. Some companies will also reimburse expenses for taxi services.
Zip Codes in Colleyville, TX That We Insure
76034
Freedom Insurance Group is Proud to Serve Colleyville, Texas
Knowing you’re protected with the right coverages can bring you peace of mind. Finding the right coverages for the lowest price will deliver the protection you deserve while keeping money in your pocket. Freedom Insurance Group understands and helps find car owners throughout Colleyville, Texas, the right coverage options for your needs at the lowest cost possible.
We get to know our clients to better understand their needs. Each vehicle owners needs are different and by creating a custom approach to your insurance needs we can prevent gaps in your coverage while saving you the most amount of money.
Our agents work for you by comparing your coverage needs among more than 25 top-rated insurance companies with strong financial ratings and a range of coverage options. By comparing your coverage among multiple brands, we can build a custom coverage option for you and your auto insurance that doesn’t break the bank. Contact us today or get a free car insurance quote with only a few clicks of a button.
Freedom Insurance specializes in the following Texas Insurance Services:
