About Freedom Insurance Group

Email: quotes@planforfreedom.com

Hours

Mon–Fri: 8:00am – 6:00pm
Sat: 10:00am – 2:00pm

Independent insurance agency · Est. 2005

Who We Are

Protection that fits. Service you can count on.

Freedom Insurance Group is an independent insurance agency helping families and businesses across Texas, Colorado, Missouri, and Tennessee find clearer, stronger coverage—without the call-center runaround. Our licensed agents listen first, then shop options across 50+ carriers so your policy fits your life, not a one-size-fits-all script.

Whether you need home, auto, landlord, or business insurance, you’ll work with a real person who knows your account. We explain the tradeoffs in plain English, help you compare real choices, and stay with you at renewal and at claim time.

Independent advocacy

We work for you—not a single carrier’s sales quota.

Local & multi-state

Licensed agents serving TX, CO, MO, and TN.

5.0 Google reviews

Neighbors trust us for clear advice and responsive service.

Our story & ownership

Freedom Insurance Group was founded in 2005 by Erik Gamblin as an independent agency built to escape single-carrier lock-in—so clients could compare real options on home, auto, landlord, and business coverage. The practice formalized as an LLC in 2012 and is headquartered in Flower Mound, Texas.

Erik serves as Principal, Owner, and CEO. He is a licensed insurance adjuster, with 29 years of insurance industry experience and 18 years licensed. Public coverage of the agency’s multi-state expansion and education-first model includes reporting via EIN Presswire (2023) and Newsfile / Yahoo Finance.

Today the Flower Mound team shops personal and commercial lines across appointed markets, publishes practical state guides, and keeps a human point of contact from first quote through renewal and claims. Feedom’s technology is meant to support that relationship—not replace it.

Meet our licensed agents

Named agents who quote, advise, and write for Freedom Insurance Group. Full bios and articles live on each profile and our Authors page. Individual agent license / NPN numbers are not listed here yet—ask your agent, or verify via your state department of insurance. Agency licenses are listed below.

Erik Gamblin

Principal / Owner / CEO (CPIA) · Licensed Adjuster

29 years in insurance · Licensed 18 years

Specialties: multi-carrier home, auto, landlord & business shopping; education-first quoting; multi-state guidance; claims advocacy mindset as a licensed adjuster.

Languages: English. Agency also supports Spanish-speaking clients in conversation and service.

Sabrina Scherzer

Licensed Agent / Coppell Office Manager

33 years in insurance · Licensed 16 years

Specialties: home, auto, landlord & business quotes; commercial auto, general liability & workers’ compensation coordination; fast turnaround for purchases and renewals.

Languages: English (confirm bilingual needs when you call).

Diana Olivo

Licensed Insurance Agent

17 years in insurance · Licensed 14 years

Specialties: practical home & auto shopping; first-time and transferring clients; calm, step-by-step quoting.

Languages: English (confirm bilingual needs when you call).

Jenny Melendez

Licensed Insurance Agent

20 years in insurance · Licensed 12 years

Specialties: home & auto; Progressive carrier know-how plus independent-agency shopping; plain-English limits, deductibles & endorsements.

Languages: English (confirm bilingual needs when you call).

Yolanda Ponce

Licensed Insurance Agent

16 years in insurance · Licensed 12 years

Specialties: North Texas home & auto; life-change updates (new drivers, moves, renovations); organized multi-carrier quoting.

Languages: English (confirm bilingual needs when you call).

Combined, this writing and service team brings 100+ years of insurance expertise across TX, CO, MO, and TN. Prefer Spanish? See our guide on Spanish-speaking home & auto service or ask an agent.

Carriers we place

As an independent agency we shop 50+ appointed carriers rather than selling one brand. Markets commonly offered (availability varies by state, product, risk, and underwriting) include the partners below:

Allstate insurance logo American Modern insurance logo Annex Risk insurance logo ARI insurance logo Attune insurance logo Bass Underwriters insurance logo Bridge Specialty insurance logo Bristol West insurance logo Chubb insurance logo Encompass insurance logo Elephant insurance logo Foremost insurance logo Gainsco insurance logo GEICO insurance logo Grundy insurance logo Hagerty insurance logo Hallmark insurance logo Hippo insurance logo HOAIC insurance logo Homebound insurance logo Honeycomb insurance logo Infinity insurance logo JC Taylor insurance logo Jewelers Mutual insurance logo Kemper insurance logo Lamar insurance logo Lemonade insurance logo Liberty Mutual insurance logo Lone Star insurance logo Lumen Select insurance logo National General insurance logo National Summit insurance logo Neptune insurance logo Obie insurance logo Orion180 insurance logo Progressive insurance logo Proper insurance logo RLI insurance logo Roamly insurance logo Root insurance logo Safeco insurance logo SageSure insurance logo Selective insurance logo Steadily insurance logo Swyfft insurance logo Sycamore insurance logo Texas Fair Plan insurance logo Texas Mutual insurance logo The General insurance logo Tower Hill insurance logo Travelers insurance logo Texas Windstorm Insurance Association logo US Assure insurance logo USLI insurance logo Wellington insurance logo

Full appointed list (A–Z):

  • Allstate
  • American Modern
  • Anchor
  • Annex Risk
  • ARI
  • Attune
  • Bass Underwriters
  • Bridge Specialty
  • Bristol West
  • Chubb
  • Elephant
  • Encompass
  • Foremost
  • Gainsco
  • GEICO
  • The General
  • Grundy
  • Hagerty
  • Hallmark
  • Hippo
  • Homebound
  • Homeowners of America (HOAIC)
  • Honeycomb
  • Infinity
  • JC Taylor
  • Jewelers Mutual
  • Kemper
  • Lamar
  • Lemonade
  • Liberty Mutual
  • Lone Star
  • Lumen Select
  • National General
  • National Summit
  • Neptune
  • Obie
  • Orion180
  • Progressive
  • Proper
  • RLI
  • Roamly
  • Root
  • Safeco
  • SageSure
  • Selective
  • Steadily
  • Stillwater
  • Swyfft
  • Sycamore
  • Texas Fair Plan
  • Texas Mutual
  • Texas Windstorm (TWIA)
  • Tower Hill
  • Travelers
  • US Assure
  • USLI
  • Wellington
  • Weston

Carrier access can differ by product and state. Your agent will confirm which markets can quote your specific risk. Explore coverage options in our Insurance Center or browse carrier reviews.

Claims advocacy—how we help

We stay involved after a loss. We do not invent dramatic case studies or share private client details. Here is the practical advocacy process our team already documents for clients:

  1. Prompt notice & documentation. Help you open the claim with the carrier, confirm deductibles (including wind/hail where applicable), and gather photos, inventories, and mitigation receipts.
  2. Adjuster coordination. Set expectations for inspections, walk through what to ask in writing, and help you compare carrier estimates with contractor scopes.
  3. Supplements & escalation. Support supplement requests when hidden damage appears; escalate calmly inside the carrier when estimates look short or communication stalls.
  4. Consumer channels. Point you to regulatory help when appropriate (for example, the Texas Department of Insurance Help Line)—without promising outcomes a policy does not provide.

Read our educational guide: How to file a homeowners insurance claim. For an active claim, contact your agent or call (972) 798-3769.

Where we serve

Freedom Insurance Group is an independent agency licensed in Texas, Colorado, Missouri, and Tennessee, with headquarters in Flower Mound, TX. Phone and video appointments are available across our footprint.

TX

Texas

HQ · Flower Mound

CO

Colorado

MO

Missouri

TN

Tennessee

Office addresses and Google Maps embeds are below on this page, or contact us to reach an agent.

NAP & agency licenses

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028

Phone: (800) 253-1482 · (972) 798-3769 · Colorado (303) 847-0411
Email: quotes@planforfreedom.com

Hours: Mon–Fri 8:00am – 6:00pm · Sat 10:00am – 2:00pm · Sun closed

Agency licenses: Texas License #1325461 · Colorado License #770726 · Missouri License #3003193182 · Tennessee License #3003190192

See what clients say on our reviews page, browse the blog, or get a quote online.

Office locations

Visit or call a Freedom Insurance Group location near you. Many appointments are available by phone or in person. Maps for each office follow below.

Texas Office Locations

Flower Mound

3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com 

Breckenridge

518 N Breckenridge Ave
Breckenridge, TX 76424
Phone: (254) 559-6546
Email: Quotes@planforfreedom.com 

Texas Offices By Appointment Only

James Cox — Allstate Insurance (by appointment)

520 N Breckenridge Ave
Breckenridge, TX 76424
Phone: (254) 559-6546
Email: Quotes@planforfreedom.com 

Argyle

104 Timber Creek
Argyle, TX 76226
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com 

Coppell

619 Quail
Coppell, TX 75019
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com

Plano

4132 Burnhill Dr
Plano, TX 75024
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com 

Lewisville

201 E Round Grove Rd 2136
Lewisville, TX 75067
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com 

Paradise

3338 TX-114,
Paradise, TX 76073
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com 

San Antonio

2441 Boardwalk St,
San Antonio, TX 78217
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com

Waco

1302A Robinson Drive
Waco, TX 76706
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com 

Georgetown

2803 Williams Drive Suite 104,
Georgetown, Texas 78628
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com 

Austin

115 W 5th St,
Austin, TX 78701
Phone: (972) 798-3769
Email: Quotes@planforfreedom.com 

Colorado Office Locations

Evans

3610 35th Ave
Evans, CO 80620
Phone: (303) 847-0411
Email: Quotes@planforfreedom.com 

Missouri Office Locations

Kansas City

301 Oak St
Kansas City, MO 64106
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com

Tennessee Office Locations

Knoxville

2160 Ellington Way
Knoxville, TN 37932
Phone: (800) 253-1482
Email: Quotes@planforfreedom.com

Insurance articles by state

Explore practical coverage guides and local insurance tips for each state we serve—or visit the full blog.