Texas Insurance Informative Articles

comprehensive-vs-collision-texas

Comprehensive vs Collision: The Difference for Texas Drivers

December 20, 2024 | 0 Comments

Summary: Comprehensive insurance covers non-accident-related incidents, while collision insurance pays for vehicle repairs after accidents you cause. Although not legally required in Texas, lenders often mandate both coverages for financed or leased vehicles. Comprehensive coverage is generally cheaper than collision, with premiums influenced by location, vehicle value, and deductible choices. Bundling comprehensive and collision insurance simplifies…

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Liability vs Full Coverage Car Insurance in Texas

December 3, 2024 | 0 Comments

Summary: Tennessee has one of the highest rates of uninsured drivers in the U.S., with over 23% lacking coverage, leaving drivers vulnerable to financial losses. Uninsured/underinsured motorist (UM/UIM) coverage protects against medical bills and vehicle repair costs after accidents with drivers who don’t have enough coverage or auto insurance at all. UM coverage includes bodily injury…

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First-Time Home Buyer Texas Assistance Tips

November 20, 2024 | 0 Comments

If you’re a Texas first-time home buyer, plenty of options are available to help you receive assistance in purchasing your home. Many different programs exist and while you may not qualify for all of them, there is surely at least one option that could help you secure the funding for your future home.

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The skyline of downtown Frisco, Texas.

Nine Of the Fastest Growing Cities are From Texas

November 20, 2024 | 0 Comments

Even as other states such as New York and Louisiana continue to lose their population, Texas is a population growth leader as people seek different opportunities. The lack of a state income tax is also an attractive motivation for workers looking to cut their tax bills.

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Renting Out a Room in Texas: What Homeowners Need to Know

September 18, 2024 | 0 Comments

If you’re a homeowner in Texas looking to boost your monthly income by renting out a room, you’re tapping into a lucrative opportunity. However, this decision can significantly alter your insurance needs. Here’s what you should consider: Renting Out Your Home – Short-Term Rentals: If you’re renting out a room for short periods (e.g., a…

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