Does Texas Car Insurance Cover the Car or the Driver?

Understanding whether Texas auto insurance follows the car or the driver depends on permission, policy terms, and state rules. In most cases, coverage follows the vehicle first, but exclusions, commercial use, and borrowed-car scenarios can change who’s protected and which policy pays after an accident.

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Can You Change Insurance Agents Within the Same Company?

You can switch insurance agents without changing companies by submitting a Broker of Record letter. Your coverage stays the same while your new agent handles service and support. It’s a simple way to get better communication, guidance, and overall insurance experience.

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Does Insurance Cover Hail Damage in Texas?

Hailstorms in Texas can seriously damage homes and cars in minutes. Homeowners insurance typically covers hail damage to your house, and comprehensive auto insurance can cover your vehicle. However, rising premiums mean it’s important to be strategic about filing claims. In this guide, we’ll explain how coverage works, when it’s smart to file, and tips to protect your property before the next big storm hits.

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Texas Insurance Videos

Freedom Insurance Group is an independent Texas agency based in Flower Mound. These videos introduce our Texas home, auto, and business insurance help. Under each

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