Texas Insurance Informative Articles

Car,Insurance,Policies,Safety,Coverage,Concept

Does switching home and auto insurance often raise my rates?

December 6, 2023 | 0 Comments

The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers.  Insurance companies know your entire insurance history and how often you…

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Types of Texas Home Insurance Policies and Coverages

November 18, 2023 | 0 Comments

Different types of Texas homeowners need different types of home insurance. Whether you’re a single-family homeowner, condo owner, mobile homeowner, or renter, there’s an insurance policy designed to protect what you own. We’ll explain what each home insurance policy type covers and how to make sure you get the coverage you need with this Ultimate…

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How Much Does Electric Vehicle Insurance (EVs) Cost?

October 28, 2023 | 0 Comments

Electric Vehicles (EVs) have become increasingly popular, and as their presence on the roads grows, there has been considerable interest in how they impact auto insurance prices. Here’s an overview of the relationship between EVs and auto insurance: Potentially Higher Premiums: Repair Costs: One factor leading to potentially higher insurance premiums for EVs is the…

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Foreclosed Homes in Texas: What To Know Before Purchasing

October 5, 2023 | 0 Comments

Foreclosed homes in Texas have different circumstances surrounding them than conventional homes including how you submit an offer, the process, and the speed of transactions.

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Insurance,Questions,Understanding,The,Deductible,On,Insurance,For,Home,,Car

How much does raising deductibles save on home insurance in Texas?

October 4, 2023 | 0 Comments

Raising deductibles on your Texas home insurance policy can result in savings on your premium, but the exact amount saved can vary significantly based on several factors.  Most of the time, your home insurance deductible is based off of a percentage of your total coverage.  For example, let’s say you have a 1% deductible for…

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