(800) 253-1482Texas Insurance Informative Articles
The savings achieved by raising auto insurance deductibles in Texas can vary widely based on a myriad of factors. Here are some general considerations and steps to estimate your potential savings: Factors Influencing Savings: Type of Coverage: The savings can be different for collision and comprehensive coverages. Vehicle Value: Cars that are more expensive to…
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Comprehensive coverage protects you from various random acts which can cause harm to your automobile outside of having an accident. For example, if you were to be hit by a vehicle, the guilty party’s liability coverage is there to restore your property and other bills such as legal and medical expenses.
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“Full coverage” in the context of auto insurance is a colloquial term that typically refers to a combination of insurance coverages that protect both you and your vehicle. It’s not a technical or official term in the insurance industry, but when people refer to “full coverage,” they usually mean a combination of the following types…
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Home insurance claims can be a bit daunting if you’ve never navigated the process before. Here’s a comprehensive overview: 1. Understand Your Policy: Before you can file a claim, it’s essential to understand what your policy covers. Most standard homeowners insurance policies provide coverage for: Dwelling (your home’s structure) Other structures (sheds, fences, etc.) Personal…
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“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…
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