Texas Insurance Informative Articles

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Do auto insurance companies use new or after market parts?

September 12, 2023 | 0 Comments

Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are parts made by the vehicle’s manufacturer or an authorized supplier. They match the parts that…

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How to find the lowest gas prices in Texas

September 8, 2023 | 0 Comments

To find the lowest gas prices in Texas (or anywhere), you can use a combination of tools, techniques, and local insights. Here are several steps you can follow: Gas Price Websites and Apps: GasBuddy: This is one of the most popular tools for checking gas prices in real-time. It relies on users to report current…

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How does my mortgage escrow work and how does it pay my home insurance?

September 7, 2023 | 0 Comments

When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…

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Is Texas a good place to move to? List of the best Texas cities to live in

September 6, 2023 | 0 Comments

Whether or not Texas is a good place to move to depends on individual preferences, needs, and circumstances. Texas offers a variety of benefits and opportunities, but it also comes with its set of challenges. Here are some pros and cons to consider when thinking about moving to Texas: Pros of moving to Texas: Economic…

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Is flood damage covered by home insurance in Texas?

September 6, 2023 | 0 Comments

In Texas, as in most parts of the U.S., standard homeowners insurance policies do not cover flood damage caused by external sources, such as heavy rains, storm surges, or the overflow of rivers and lakes. If you want protection from flood damage in Texas, you typically need to purchase a separate flood insurance policy. Here…

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Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
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