(800) 253-1482Texas Insurance Informative Articles
You don’t have to look far to find that throughout 2022 and into 2023, inflation has raised the cost of living for Americans across the board. Even as optimistic forecasts show inflation slowing, insurance policies look to be higher for the long haul. This means car insurance inflation will continue to raise rates for your auto coverage.
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Finding the right policy is going to come down to several of these factors and the amount of risk tolerance you have as a homeowner. In some cases, an HO3 policy (standard home insurance policy) will work best, while for others, a DP-3 policy (dwelling fire policy) will work better.
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The right coverage can also keep messy liability concerns at bay knowing an insurance policy is there to help with such potential losses. Get to know the right level of coverage, how it can help you and your tenant, and why renters insurance as a requirement can help both parties all around.
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Having a duplex, or townhome, is becoming an increasingly attractive option for homeowners. There are many benefits including a cheaper price take, fewer maintenance expenses, and depending on your situation, they can be a way to generate revenue. A DP-3 policy is one of the most popular home insurance options available for protecting a multi-family home.
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You’re going to have a lot on your plate but it’s important to navigate your coverage during these difficult times. Everything from how much you pay, who is responsible for paying, and how you are protected is important to understand.
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