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How Much Does Electric Vehicle Insurance (EVs) Cost?
Electric Vehicles (EVs) have become increasingly popular, and as their presence on the roads grows, there has been considerable interest in how they impact auto insurance prices. Here’s an overview of the relationship between EVs and auto insurance: Potentially Higher Premiums: Repair Costs: One factor leading to potentially higher insurance premiums for EVs is the…
Read MoreRaising my auto insurance deductibles, how much does it save in Texas?
The savings achieved by raising auto insurance deductibles in Texas can vary widely based on a myriad of factors. Here are some general considerations and steps to estimate your potential savings: Factors Influencing Savings: Type of Coverage: The savings can be different for collision and comprehensive coverages. Vehicle Value: Cars that are more expensive to…
Read MoreHow Comprehensive Insurance Protects Drivers in Texas
Comprehensive coverage protects you from various random acts which can cause harm to your automobile outside of having an accident. For example, if you were to be hit by a vehicle, the guilty party’s liability coverage is there to restore your property and other bills such as legal and medical expenses.
Read MoreThe Meaning of ” Full Coverage” in Auto Insurance
“Full coverage” in the context of auto insurance is a colloquial term that typically refers to a combination of insurance coverages that protect both you and your vehicle. It’s not a technical or official term in the insurance industry, but when people refer to “full coverage,” they usually mean a combination of the following types…
Read MoreInsurance Companies Pulling Out of Texas – A Growing Concern
It happened in Florida following devastating hurricanes ravaged their state. The same in Louisiana following the unthinkable damage left in the wake of Hurricane Ida. Again, it would take place in California following wildfires. Now, in 2023, insurance companies pulling out of Texas has become a reality.
Read MoreDo auto insurance companies use new or after market parts?
Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are parts made by the vehicle’s manufacturer or an authorized supplier. They match the parts that…
Read MoreHow to find the lowest gas prices in Texas
To find the lowest gas prices in Texas (or anywhere), you can use a combination of tools, techniques, and local insights. Here are several steps you can follow: Gas Price Websites and Apps: GasBuddy: This is one of the most popular tools for checking gas prices in real-time. It relies on users to report current…
Read MoreIs Texas a good place to move to? List of the best Texas cities to live in
Whether or not Texas is a good place to move to depends on individual preferences, needs, and circumstances. Texas offers a variety of benefits and opportunities, but it also comes with its set of challenges. Here are some pros and cons to consider when thinking about moving to Texas: Pros of moving to Texas: Economic…
Read MoreIs flood damage covered by home insurance in Texas?
In Texas, as in most parts of the U.S., standard homeowners insurance policies do not cover flood damage caused by external sources, such as heavy rains, storm surges, or the overflow of rivers and lakes. If you want protection from flood damage in Texas, you typically need to purchase a separate flood insurance policy. Here…
Read MoreHow to Save on Your Auto Insurance in Texas
There’s no getting around it, you are legally required to have auto insurance if you are a driver in Texas, but that doesn’t mean you have to overpay. Take a closer look at the many options you have as a motorist to save money on auto insurance while staying protected.
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