Can You Change Insurance Agents Within the Same Company?

Can You Change Insurance Agents Within the Same Company?

You can switch insurance agents without changing companies by submitting a Broker of Record letter. Your coverage stays the same while your new agent handles service and support. It’s a simple way to get better communication, guidance, and overall insurance…

 Do Auto Insurance Companies Use New or After Market Parts?

Do Auto Insurance Companies Use New or After Market Parts?

Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are…

 Finding the Best Emergency Roadside Assistance

Finding the Best Emergency Roadside Assistance

Summary: Roadside assistance offers help with flat tires, fuel delivery, lockouts, and towing to nearby repair shops when needed. Coverage varies by provider and some plans cover longer towing distances or fuel delivery, though fuel costs may apply. Services usually include…

 How Does My Mortgage Escrow Pay My Home Insurance?

How Does My Mortgage Escrow Pay My Home Insurance?

When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When…

 How Your Insurance Score Affects Your Home & Auto Premium in Texas

How Your Insurance Score Affects Your Home & Auto Premium in Texas

Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score…