(800) 253-1482Commercial Auto Insurance
Commercial Auto Insurance Coverage Requirements in Texas
In Texas, the state law requires all commercial auto policies to have minimum liability limits of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage, often referred to as 30/60/25. Some policies may need to carry higher limits based on the types of vehicles listed in the policy.…
Read MoreDoes switching home and auto insurance often raise my rates?
The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers. Insurance companies know your entire insurance history and how often you…
Read MoreDo auto insurance companies use new or after market parts?
Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are parts made by the vehicle’s manufacturer or an authorized supplier. They match the parts that…
Read MoreHow to find the lowest gas prices in Texas
To find the lowest gas prices in Texas (or anywhere), you can use a combination of tools, techniques, and local insights. Here are several steps you can follow: Gas Price Websites and Apps: GasBuddy: This is one of the most popular tools for checking gas prices in real-time. It relies on users to report current…
Read MoreIs Texas a good place to move to? List of the best Texas cities to live in
Whether or not Texas is a good place to move to depends on individual preferences, needs, and circumstances. Texas offers a variety of benefits and opportunities, but it also comes with its set of challenges. Here are some pros and cons to consider when thinking about moving to Texas: Pros of moving to Texas: Economic…
Read MoreIs flood damage covered by home insurance in Texas?
In Texas, as in most parts of the U.S., standard homeowners insurance policies do not cover flood damage caused by external sources, such as heavy rains, storm surges, or the overflow of rivers and lakes. If you want protection from flood damage in Texas, you typically need to purchase a separate flood insurance policy. Here…
Read MoreList of the best commercial auto insurance companies in Texas
Determining the best insurance companies for commercial auto insurance can depend on various factors, including the specific needs of your business, the types of vehicles you use, your location, and your budget. Here are some insurance companies that are often well-regarded for providing commercial auto insurance, along with explanations for their strengths: Progressive Commercial: Progressive…
Read MoreDo Landlords Need Umbrella Insurance for Rental Property in Texas?
Having an umbrella insurance policy for your rentals is encouraged because there are considerable rising costs that you might be accountable for. This means higher medical costs, increased wages, and larger legal fees. There are economic factors such as inflation that can make these trends even worse and the added emphasis on the increased risk that comes with renting.
Read MoreIs Commercial Auto Insurance Right for You?
Commercial auto insurance is as important for the worker hustling a gig for a side hustle as it is a trucking company with a fleet of trucks. If you are conducting business by using your vehicle in Texas, commercial auto insurance is necessary for protection.
Read MoreTexas Commercial Auto Insurance
Commercial Auto insurance is encouraged to cover cars, trucks, and vans used for operating a business. Large and small businesses should be properly covered by a commercial auto insurance policy. The purpose of this policy is to protect when a company owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged. How Commercial…
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