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Summary of Named Perils vs Open Perils Coverages For Texas Home Insurance
Summary of Named Perils / Broad Coverage Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less expensive than an open…
Read MoreHow Homeowners Can Avoid House Fires
Adhering to your local fire station’s guidelines and procedures is always the best course of action, but being prepared for a house fire begins with knowledge.
Read MoreHazard Insurance for Homeowners in Texas Explained
Hazard insurance is there to make sure that you don’t have to face such setbacks alone. Your policy will provide compensation for several hazards, also known as perils, that cause a loss to your home.
Read MoreHomeowners Insurance & Hosting Your 2022 New Year’s Eve Party
There are many physical and financial setbacks you could face after a party and as a host, or a guest, knowing what to do beforehand can make all of the difference.
Read MoreHow to Save Money on Home Insurance
Homeowners are afforded more viable options for saving money on premiums than many may realize. You can save through practical, minimal efforts, personalized discounts, planning, and many other methods.
Read MoreWhy You Should Review Your Homeowners Insurance at the End of the Year
Going over the various changes your home has experienced at the end of the year can help you and your agent discuss the adjustments to your homeowners insurance policy you’ll need to consider for the following year.
Read MorePreparing Your Home for a North Texas Winter
From your home’s pipes to your roof and everything in between, take a closer look at these helpful hints for “winterizing” your home.
Read MoreWhat Does Homeowners Insurance Cover in North Texas?
Your home has a lot to contend with in protecting your family and your valuables. Learn how your homeowners insurance policy helps protect your home against various perils and the benefits you receive as a homeowner.
Read MoreHiring a Contractor Checklist and Tips for Texans
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas RV Insurance: What You Need to Know
For an RV insurance quote please use this link: Online RV Insurance Quotes A recreational vehicle, abbreviated as RV, is a motor vehicle or trailer which includes living accommodations designed for housing. If you love to travel you might consider exchanging your house or apartment for a home on wheels. Owning an RV can come…
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