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Texas Umbrella Insurance Policy Facts
Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. Also, an Umbrella Policy covers other family members or household besides the policyholder. Is Umbrella…
Read MoreProgressive Car Insurance & Home Owners Insurance In TX: The Facts
Progressive started operations in March 1937. Its founders’ main objective was to offer consumers basic insurance in an innovative way and at affordable prices. In its early years, Progressive introduced the first drive-in claims location in Ohio. During the 1950s and 1960s, the company diversified and included motorcycles and other motorbikes in their products insured.…
Read MoreSafeco Car Insurance & Home Owners Insurance In TX: The Facts
Founded in Seattle, Washington, in 1923, “General Insurance Company of America” initiated operations as a property and casualty insurance. The company started earning recognition for its competitive prices and good customer service, allowing them to expand its operations to other states. It was until 30 years later that it created a subsidiary called Selective Auto…
Read More5 Considerations About Texas Renter’s Insurance
Here are 5 considerations about texas renters insurance the most important factors to discuss while thinking of buying renters insurance. Landlord’s insurance: You are not necessarily covered by your landlord’s insurance. That covers the building structure and common areas, whereas your personal renter’s insurance covers your belongings within the unit. What does the renter’s insurance…
Read MoreTexas Jewelry Coverage In Home Owners Policy
With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. This is especially true with expensive jewelry, which is where jewelry floater…
Read MoreTexas Home Insurance – What is ‘Loss of Use’ coverage?
Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made. Loss of use coverage can help reimburse you for hotel, restaurant and other living expenses…
Read MoreTX Home Insurance – What is Other Structures Coverage?
Other Structures Coverage (Coverage B) is the portion of your home insurance policy that covers the cost of rebuilding or repairing structures on your property other than your home if they’re damaged because of a covered peril such as fire, wind, or hail. This includes detached garages, sheds, and other detached buildings on your property –…
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