Home Insurance

Hail Season in Texas: When and How it Effects Homeowners

texas hail

Understanding Hail Season in Texas and Its Impact on Home Insurance Hail season in Texas is a significant concern for homeowners, insurance companies, and policymakers. Texas, known for its vast landscapes and diverse climate, experiences a pronounced hail season primarily from March through June, with peaks typically in April and May. Understanding the implications of…

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Texas Homeowners Insurance: A Complete Shopping Guide

Compare Homeowners Insurance Rates in Texas Whether you’re a first-time buyer or simply searching for a better rate, finding the right homeowners insurance can be daunting. With hundreds of Texas insurance companies, countless pages of documentation, flashy advertisements, rewards programs, and even old acquaintances trying to add you to their client list, it’s challenging to…

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List of Texas Home Insurance Companies by Number of Complaints

Percent of Complaints per Policy in 2022 and 2023 per Homeowners Insurance Group

In a recent analysis of homeowners insurance complaints, various trends emerged regarding the percentage of complaints per policy for 2022 and 2023. This data offers insights into the performance and customer satisfaction levels of different insurance groups. Mercury General Group saw an increase in complaints per policy, rising from 0.03681% in 2022 to 0.02479% in…

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The 40 Largest Home & Landlord Insurers in Texas

top-40-tx-home-insurance-infographic

The Texas homeowners and rental property insurance market is dominated by a few major players, with the top 40 companies holding a significant portion of the market share. In 2022, these leading insurers collectively wrote $11.68 billion in premiums, accounting for 87.42% of the total market, which amounted to $13.36 billion. State Farm Lloyds leads…

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When Is It Hurricane Season in Texas?

When-Is-Hurricane-Season-In-Texas

June 1st marks the official start of the Atlantic hurricane season for Texas. This season lasts throughout the entire summer and doesn’t officially end until November 30th. In recent years, National Oceanic and Atmospheric Administration (NOAA) has continued to predict above-average hurricane seasons.

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The 5 Best Home Insurance Companies in Waco Texas

Family,House,In,Houston,Suburb,Flooded,From,Hurricane,Harvey,2017

When considering home insurance in Waco, Texas, homeowners are often looking for a combination of comprehensive coverage, excellent customer service, and competitive pricing. This article highlights the top five home insurance companies in Waco, based on these criteria. State Farm: As one of the largest providers of home insurance in the United States, State Farm…

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Top 10 Best Homeowners Insurance Companies in Wichita Falls TX

wichita falls tx home insurance

The Top 10 Best Home Insurance Companies in Wichita Falls, TX Listed in Order: Wichita Falls, located in the heart of Texas, is home to thousands of residents who value the security and protection of their homes. With the various risks like severe weather, it’s essential to have reliable home insurance. Here, we explore the…

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Types of Texas Homeowners Insurance Policies

Different types of Texas homeowners need different types of home insurance. Whether you’re a single-family homeowner, condo owner, mobile homeowner, or renter, there’s an insurance policy designed to protect what you own. We’ll explain what each home insurance policy type covers and how to make sure you get the coverage you need with this Ultimate Guide:…

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4 Types of Water Damage Coverages Available For Texas Home Insurance Policies

Roof,Is,Leaking,,Pipe,Rupture,At,Home:,Angry,Couple,Calling

As the anniversary of Snowmageddon 2021 draws near, I find myself pondering the extensive water damage that occurred. While I may not have a foolproof guide to preventing pipe bursts in the absence of electricity or heat, it’s essential to understand the variety of water-related claims and their coverage status. Sudden and Accidental Leaks: Description:…

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What Does TWIA Insurance Cost and What Does It Cover?

Man,Gets,Blown,Away,By,A,Storm

The average premium on a TWIA residential policy is approximately $2,000 (as of 6/30/2023).  To get the lowest rate your agent needs to check all factors and discounts like the WPI-8 certificate discount. The Texas Windstorm Insurance Association (TWIA) was established in 1971 to provide windstorm and hail insurance for Texas Gulf Coast property owners in…

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Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769

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