(800) 253-1482Home Insurance
Your Guide to Insurance Riders in Texas
Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
Read MoreWhat if My Homeowners Insurance Claim Isn’t Paying Enough?
If you disagree with the adjuster’s final claim estimate, tell the company why. The company may have overlooked something and may make adjustments. Make sure to send any supporting documentation, such as a contractor’s estimate for the repairs. If you still disagree, you have several options to challenge your insurer’s decision. Request An Appraisal Your…
Read MoreWinter Vacation Home Safety Tips Every Texan Should Know
From traveling to be with loved ones to seeking warmer weather, there are so many reasons to take a trip in the winter months. To avoid coming back to a disaster, we’ve got you covered with winter vacation home safety tips to protect your home.
Read MoreBudget Texas Renters Insurance – Get a Quote
Renters insurance is required by most property management companies. Generally, the requirement is for $100,000 of liability, though it could be higher at some properties. Making sure that you budget for renters’ insurance will help protect you in the event that the worst happens. This type of insurance means that in the event of a…
Read MoreWho Needs Umbrella Liability Insurance in Texas?
Everything you’ve worked hard to obtain…the nice home, your financial assets, luxury items, and more…gone. This is the harsh reality of what can happen when homeowners are facing liability issues and could be left paying for the aftermath. Anyone not willing to lose the things and the life they’ve worked for are those who needs umbrella insurance the most.
Read MoreWho Has the Best Homeowners Insurance Rates in Texas?
Bundling is a powerful tool and a method we use often. The best homeowners insurance in Texas can be combined with an auto insurance policy to create affordable protection for your household.
Read MoreWhat Is the Difference Between Landlord and Homeowners Insurance in TX?
Landlord insurance and homeowners insurance serve different purposes and are designed for different types of property ownership. Here’s a breakdown of the primary differences: Purpose Differences: Homeowners Insurance: It’s designed for properties where the owner resides. It covers the structure, personal property, and usually includes liability protection for the homeowner against accidents that may happen…
Read MoreDoes Home Insurance Cover Earthquake Damage in Texas?
In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…
Read MoreEleven Ways To Lower Your Housing Expenses in Texas
How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.
Read MoreIf You’re a Homeowner in Texas, Check Out These Seven Websites!
Freedom Insurance Group has been helping Texans insurance their homes since 2005 and is proud to be a resource in a variety of ways. We know what Texans need and help homeowners like you get the most out of their homes.
Read More
