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The Best Weather Websites and Apps in Texas
If you’re looking for the best weather websites for Texas, there are several great options to choose from, each with its unique features and strengths: Weather Underground: This site is highly recommended for its comprehensive features and extensive network of weather stations. It offers detailed forecasts, maps with various weather information layers, and a user-friendly…
Read MoreDoes Home Insurance Cover Power Surges?
Different homeowners insurance policies have different coverages for power surge damage. You need to double-check your policy to understand whether or not you are covered. There are additional ways to protect your home and devices, including home warranties, equipment breakdown coverage, and surge protectors. Additionally, because Texas is one of the most vulnerable states to power surge damage, it’s important to shop and compare carriers who offer protection at the lowest possible price.
Read MoreYour Guide to Insurance Riders in Texas
Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
Read MoreWhat if My Homeowners Insurance Claim Isn’t Paying Enough?
If you disagree with the adjuster’s final claim estimate, tell the company why. The company may have overlooked something and may make adjustments. Make sure to send any supporting documentation, such as a contractor’s estimate for the repairs. If you still disagree, you have several options to challenge your insurer’s decision. Request An Appraisal Your…
Read MoreWinter Vacation Home Safety Tips Every Texan Should Know
From traveling to be with loved ones to seeking warmer weather, there are so many reasons to take a trip in the winter months. To avoid coming back to a disaster, we’ve got you covered with winter vacation home safety tips to protect your home.
Read MoreBudget Texas Renters Insurance – Get a Quote
Renters insurance is required by most property management companies. Generally, the requirement is for $100,000 of liability, though it could be higher at some properties. Making sure that you budget for renters’ insurance will help protect you in the event that the worst happens. This type of insurance means that in the event of a…
Read MoreWho Needs Umbrella Liability Insurance in Texas?
Everything you’ve worked hard to obtain…the nice home, your financial assets, luxury items, and more…gone. This is the harsh reality of what can happen when homeowners are facing liability issues and could be left paying for the aftermath. Anyone not willing to lose the things and the life they’ve worked for are those who needs umbrella insurance the most.
Read MoreWho Has the Best Homeowners Insurance Rates in Texas?
Bundling is a powerful tool and a method we use often. The best homeowners insurance in Texas can be combined with an auto insurance policy to create affordable protection for your household.
Read MoreWhat Is the Difference Between Landlord and Homeowners Insurance in TX?
Landlord insurance and homeowners insurance serve different purposes and are designed for different types of property ownership. Here’s a breakdown of the primary differences: Purpose Differences: Homeowners Insurance: It’s designed for properties where the owner resides. It covers the structure, personal property, and usually includes liability protection for the homeowner against accidents that may happen…
Read MoreDoes Home Insurance Cover Earthquake Damage in Texas?
In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…
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