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The Ultimate Guide to Buying Home Insurance in Texas
Every homeowner is recommended to purchase a home insurance policy because the financial hurdle of rebuilding a home in the event of a major loss is inconvenient at best and insurmountable at worse. If you’re looking to move this year, we’ve got a great guide to help you navigate the world of home insurance and help alleviate some of the stress that goes into finding your new home.
Read MoreHow To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance
In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…
Read MoreHow Texas Earned the Nickname “Flash Flood Alley”
This section of North America is one of if not the most susceptible places for flash flooding to occur. A Texas flash flood can affect many other places such as Houston, TX, or Galveston, TX, for other reasons, but throughout the heart of Hill Country and beyond, Texas flooding is mostly caused by rapid, heavy rainfall that can destroy vehicles, homes, and lives.
Read MoreTexas Home Warranties and Homeowners Insurance
There are around 7 million homeowners in the state of Texas, many of whom understand the importance of protecting their property. Your home is much more than a structure and there is a lot to consider. Everything from your home’s appliances to your personal possessions to additional structures on your property is at risk of…
Read MoreFlood Maps by Address and Helpful Info for Texans
If you’re new to reading a Texas flood zone map, it can feel a bit daunting. Thankfully, it doesn’t have to be such a challenge with these great tips. Understanding flood zones in a Texas map will help you better understand your surroundings and make decisions accordingly.
Read MoreThe Inflation Rate in Texas Is Raising Home Insurance Rates
Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.
Read MoreAllstate Home & Auto Insurance In Texas: The Facts
Allstate home went into business in April 1931 after its founders had the idea of starting an auto insurance company and sell insurance by direct mail and through the Sears catalog. Based in Northbrook, Illinois, the company has been serving Americans in the insurance industry for over 80 years and is now the second-largest insurance…
Read MoreAre Solar Panels Covered by Insurance in Texas? Full Explanation
Yes, many homeowners’ insurance policies do cover solar panels, but the exact nature and extent of that coverage can vary widely. Here are a few points to keep in mind: Part of the Dwelling or Personal Property: Depending on how the solar panels are installed and attached, they may be considered part of the dwelling…
Read MoreCommon Coverage Gaps Home Insurance Won’t Cover
Being blindsided by such perils can be a frustrating and expensive problem to have. Stay educated and learn about common gaps in your home insurance policy and how you can overcome them.
Read MoreCan I Change My Insurance Agent but Keep My Insurance Company?
Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company. Here’s how the process generally works…
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