Home & Property Insurance
How Much Home Insurance Do I Need?
Whatever you can’t afford to restore after a major loss whether it be your home, personal belongings, or additional structures on your property, you’ll want to make sure they are covered. Failing to do so will provide you with unnecessary financial hardships in the aftermath of an already stressful situation.
Read MoreSummary of Named Perils vs Open Perils Coverages For Texas Home Insurance
Summary of Named Perils / Broad Coverage Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less expensive than an open…
Read MoreHow Homeowners Can Avoid House Fires
Adhering to your local fire station’s guidelines and procedures is always the best course of action, but being prepared for a house fire begins with knowledge.
Read MoreWhat Does Homeowners Insurance Cover in North Texas?
Your home has a lot to contend with in protecting your family and your valuables. Learn how your homeowners insurance policy helps protect your home against various perils and the benefits you receive as a homeowner.
Read MoreHiring a Contractor Checklist and Tips for Texans
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas Manufactured Homes, Mobile Homes and Travel Trailers
Manufactured homes once referenced as single-wide and double-wide mobile homes and mobile homes are factory-built houses engineered and constructed to the precise specifications of the U.S. Department of Housing and Urban Development’s federal building code. Manufactured homes are completely built in a factory and then transported to the home site. Once they arrive at their…
Read MoreTexas RV Insurance: What You Need to Know
For an RV insurance quote please use this link: Online RV Insurance Quotes A recreational vehicle, abbreviated as RV, is a motor vehicle or trailer which includes living accommodations designed for housing. If you love to travel you might consider exchanging your house or apartment for a home on wheels. Owning an RV can come…
Read MoreTexas Umbrella Insurance Policy Facts
Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. Also, an Umbrella Policy covers other family members or household besides the policyholder. Is Umbrella…
Read MoreProgressive Car Insurance & Home Owners Insurance In TX: The Facts
Progressive started operations in March 1937. Its founders’ main objective was to offer consumers basic insurance in an innovative way and at affordable prices. In its early years, Progressive introduced the first drive-in claims location in Ohio. During the 1950s and 1960s, the company diversified and included motorcycles and other motorbikes in their products insured.…
Read MoreSafeco Car Insurance & Home Owners Insurance In TX: The Facts
Founded in Seattle, Washington, in 1923, “General Insurance Company of America” initiated operations as a property and casualty insurance. The company started earning recognition for its competitive prices and good customer service, allowing them to expand its operations to other states. It was until 30 years later that it created a subsidiary called Selective Auto…
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