Home & Property Insurance

What if My Homeowners Insurance Claim Isn’t Paying Enough?

home insurance claim form

If you disagree with the adjuster’s final claim estimate, tell the company why. The company may have overlooked something and may make adjustments. Make sure to send any supporting documentation, such as a contractor’s estimate for the repairs. If you still disagree, you have several options to challenge your insurer’s decision. Request An Appraisal Your…

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Wind Mitigation Inspection in Texas

Wind Mitigation Inspection

Homeowners insurance protects your home and property from a variety of weather-related perils. In Texas, these include damage from windstorms like hurricanes, tropical storms, or even tornadoes. While your homeowners insurance policy acts as a reactive measure if your house is damaged by wind, it shouldn’t be your only protection. On the coast of Texas, if you’re…

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Know Your Texas Insurance Rights

An insurance company may not: turn you down or charge you more because of your race, color, religion, or national origin. turn you down or charge more because of your age, gender, marital status, geographic location, or disability unless the company can show that you’re a greater risk for a loss than other people it’s…

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Winter Vacation Home Safety Tips Every Texan Should Know

winter-vacation-home-safety-tips-for-texans

From traveling to be with loved ones to seeking warmer weather, there are so many reasons to take a trip in the winter months. To avoid coming back to a disaster, we’ve got you covered with winter vacation home safety tips to protect your home.

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Budget Texas Renters Insurance – Get a Quote

Vacation Home Insurance

Renters insurance is required by most property management companies. Generally, the requirement is for $100,000 of liability, though it could be higher at some properties. Making sure that you budget for renters’ insurance will help protect you in the event that the worst happens. This type of insurance means that in the event of a…

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What Is the Difference Between Landlord and Homeowners Insurance in TX?

Everything-You-Need-To-Know-About-Texas-Landlord-Tenant-Law

Landlord insurance and homeowners insurance serve different purposes and are designed for different types of property ownership. Here’s a breakdown of the primary differences: Purpose Differences: Homeowners Insurance: It’s designed for properties where the owner resides. It covers the structure, personal property, and usually includes liability protection for the homeowner against accidents that may happen…

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Does Home Insurance Cover Earthquake Damage in Texas?

Rubble,Of,Collapsed,Building,Post,Earthquake,Of,Nepal,,2015

In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…

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Eleven Ways To Lower Your Housing Expenses in Texas

11-Ways-To-Lower-Your-Housing-Expenses-In-Texas

How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.

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Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769

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