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State Farm Home and Auto Insurance Review in Texas
State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…
Read MoreGermania Home and Auto Insurance Review in Texas
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…
Read MoreList of things to do after moving into your new home in Texas
After moving in, there are several important tasks to complete to ensure a smooth transition and settle into your new space comfortably. Here’s a list of things to do after moving into your new home: Change the Locks: For security purposes, consider changing the locks on all exterior doors or rekeying them. This will…
Read MoreThe Benefits of a Spanish speaking Home and Auto insurance agent in Texas
Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…
Read MoreFactors That Increase Home Insurance Costs in Texas
Understanding the Factors that Elevate Home Insurance Premiums Home insurance is an essential safeguard for Texas homeowners, protecting against a multitude of risks. However, the cost of this insurance varies significantly based on several factors related to the property in question. Understanding these factors can help homeowners make informed decisions about their property and insurance…
Read MoreTexas Has 5th Highest Home Owners Insurance Cost in US
The average home owners insurance cost in Texas is $2,455, which makes Texas the third most expensive state in the country to insure your house, behind only Oklahoma and Louisiana. When comparing insurance companies, Texas residents may find that rates differ greatly from company to company for the same level of coverage. Higher-priced policies may include coverage…
Read MoreDoes switching home and auto insurance often raise my rates?
The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers. Insurance companies know your entire insurance history and how often you…
Read MoreTypes of Texas Home Insurance Policies and Coverages
Different types of Texas homeowners need different types of home insurance. Whether you’re a single-family homeowner, condo owner, mobile homeowner, or renter, there’s an insurance policy designed to protect what you own. We’ll explain what each home insurance policy type covers and how to make sure you get the coverage you need with this Ultimate…
Read MoreForeclosed Homes in Texas: What To Know Before Purchasing
Foreclosed homes in Texas have different circumstances surrounding them than conventional homes including how you submit an offer, the process, and the speed of transactions.
Read MoreHow much does raising deductibles save on home insurance in Texas?
Raising deductibles on your Texas home insurance policy can result in savings on your premium, but the exact amount saved can vary significantly based on several factors. Most of the time, your home insurance deductible is based off of a percentage of your total coverage. For example, let’s say you have a 1% deductible for…
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