Landlord Insurance

Does Home Insurance Cover Earthquake Damage in Texas?

Rubble,Of,Collapsed,Building,Post,Earthquake,Of,Nepal,,2015

In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…

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What You Need To Know About Texas Landlord & Tenant Law

Everything-You-Need-To-Know-About-Texas-Landlord-Tenant-Law

Being a landlord can be a very sound financial investment, but it’s important to understand the commitment necessary in doing so. Texas landlord/tenant law is there to protect both landlords and their tenants when entering into such a relationship.

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How To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance

In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…

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Are Solar Panels Covered by Insurance in Texas? Full Explanation

solarpanelinsuranceintexas

Yes, many homeowners’ insurance policies do cover solar panels, but the exact nature and extent of that coverage can vary widely. Here are a few points to keep in mind: Part of the Dwelling or Personal Property: Depending on how the solar panels are installed and attached, they may be considered part of the dwelling…

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Can I Change My Insurance Agent but Keep My Insurance Company?

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Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company.  Here’s how the process generally works…

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State Farm Home and Auto Insurance Review in Texas

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State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…

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Germania Home and Auto Insurance Review in Texas

Germania Texas

Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…

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List of things to do after moving into your new home in Texas

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  After moving in, there are several important tasks to complete to ensure a smooth transition and settle into your new space comfortably. Here’s a list of things to do after moving into your new home: Change the Locks: For security purposes, consider changing the locks on all exterior doors or rekeying them. This will…

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Does switching home and auto insurance often raise my rates?

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The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers.  Insurance companies know your entire insurance history and how often you…

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Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769

BUSINESS HOURS

M-F: 8:30 am - 6:00 pm
SAT: 10:00 am- 2:00 pm
SUN: closed

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