Manufactured Homes

The 40 Largest Home & Landlord Insurers in Texas

top-40-tx-home-insurance-infographic

The Texas homeowners and rental property insurance market is dominated by a few major players, with the top 40 companies holding a significant portion of the market share. In 2022, these leading insurers collectively wrote $11.68 billion in premiums, accounting for 87.42% of the total market, which amounted to $13.36 billion. State Farm Lloyds leads…

Read More

What Does TWIA Insurance Cost and What Does It Cover?

Man,Gets,Blown,Away,By,A,Storm

The average premium on a TWIA residential policy is approximately $2,000 (as of 6/30/2023).  To get the lowest rate your agent needs to check all factors and discounts like the WPI-8 certificate discount. The Texas Windstorm Insurance Association (TWIA) was established in 1971 to provide windstorm and hail insurance for Texas Gulf Coast property owners in…

Read More

How To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance

In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…

Read More

Are Solar Panels Covered by Insurance in Texas? Full Explanation

solarpanelinsuranceintexas

Yes, many homeowners’ insurance policies do cover solar panels, but the exact nature and extent of that coverage can vary widely. Here are a few points to keep in mind: Part of the Dwelling or Personal Property: Depending on how the solar panels are installed and attached, they may be considered part of the dwelling…

Read More

Can I Change My Insurance Agent but Keep My Insurance Company?

Insurance,Concept.,Businessman,(or,Insurance,Agent),Switch,Over,Insurance.

Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company.  Here’s how the process generally works…

Read More

List of Things To Do Before Moving Into Your New Home in Texas

A,House,Moving,Checklist,On,A,Table,,Surrounded,By,Labels,

Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the expected condition. Utilities Setup: Arrange for the transfer or setup of utility services such as…

Read More

Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769

BUSINESS HOURS

M-F: 8:30 am - 6:00 pm
SAT: 10:00 am- 2:00 pm
SUN: closed

SEND US A MESSAGE