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Texas Umbrella Insurance Policy Facts
Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. Also, an Umbrella Policy covers other family members or household besides the policyholder. Is Umbrella…
Read MoreProgressive Car Insurance & Home Owners Insurance In TX: The Facts
Progressive started operations in March 1937. Its founders’ main objective was to offer consumers basic insurance in an innovative way and at affordable prices. In its early years, Progressive introduced the first drive-in claims location in Ohio. During the 1950s and 1960s, the company diversified and included motorcycles and other motorbikes in their products insured.…
Read MoreSafeco Car Insurance & Home Owners Insurance In TX: The Facts
Founded in Seattle, Washington, in 1923, “General Insurance Company of America” initiated operations as a property and casualty insurance. The company started earning recognition for its competitive prices and good customer service, allowing them to expand its operations to other states. It was until 30 years later that it created a subsidiary called Selective Auto…
Read MoreDo You Need RV Insurance All Year Round in TX?
For an RV insurance quote please use this link: Online RV Insurance Quotes Living in Texas has its perks and benefits. One of them is having the chance of exploring and traveling the country from a centralized location. But if you are using the area as a home base and spending a lot of time…
Read MoreIs Motorcycle Insurance Required in Texas?
Each state sets its own minimums for insurance coverage. For Texas, the minimum coverage for motorcycles is 30/60/25. This means that you must have liability insurance that covers: $30,000 in bodily damage per person. $60,000 in bodily damage per accident, $25,000 in property damage. This is the minimum amount of coverage that you need to…
Read More5 Considerations About Texas Renter’s Insurance
Here are 5 considerations about texas renters insurance the most important factors to discuss while thinking of buying renters insurance. Landlord’s insurance: You are not necessarily covered by your landlord’s insurance. That covers the building structure and common areas, whereas your personal renter’s insurance covers your belongings within the unit. What does the renter’s insurance…
Read MoreFactors That Affect Motorcycle Insurance Costs In Texas & Dallas Fort Worth
Your insurance score Did you know that besides a credit score, you also have an insurance score? This score correlates to your likelihood of filing an insurance claim. Higher insurance scores typically contribute to lower motorcycle insurance premiums. Also, keep in mind that while your credit score impacts your insurance score, it is not the…
Read MoreTexas Jewelry Coverage In Home Owners Policy
With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. This is especially true with expensive jewelry, which is where jewelry floater…
Read MoreTX Home Insurance – What is Other Structures Coverage?
Other Structures Coverage (Coverage B) is the portion of your home insurance policy that covers the cost of rebuilding or repairing structures on your property other than your home if they’re damaged because of a covered peril such as fire, wind, or hail. This includes detached garages, sheds, and other detached buildings on your property –…
Read MoreTexas Vacation Home Insurance Costs & Coverages
What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra risks of crime and vandalism in a home that you occupy only part-time. If you…
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