Miscellaneous Insurance
Texas Hail Damage: Is It Covered by Home or Auto Insurance?
Golf balls, baseballs, whatever you like. A hail storm can come out of nowhere and drive down pellets of all sizes onto your property. It’s very easy to see how hail could cause damage to your home or car. While your homeowners insurance covers you from a lot of different types of weather, your auto…
Read MoreHow Do Texas Home Insurance Companies Decide What To Charge?
Insurance companies use a process called underwriting to decide whether to sell you a policy and how much to charge you. The amount you pay for insurance is called a premium. Each company’s underwriting rules are different. This means one company might be willing to sell you a policy, even if another company isn’t. It…
Read MoreI’m driving into Mexico, does my auto insurance cover it?
Mexico doesn’t recognize American auto policies. Some companies offer endorsements for short trips into Mexico, but the coverage might not meet Mexico’s legal requirements. If you’re driving into Mexico, you should buy a Mexican liability insurance policy. Some Texas agents sell them. Your agent might be able to help you find an agent who does.
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