Texas Insurance Articles

Best Texas Travel Trailer Insurance

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Some situations may be covered by your auto insurance coverage, while other incidents may require additional protection. There are liability concerns, property damage, medical expenses, and more to consider when building your protection.

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Is Motorcycle Insurance Expensive in Texas?

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Motorcycle insurance is cheap when you consider an accident without such safeguards can cost you tens of thousands of dollars out of your own money. Still, there are many ways to save even more on your coverage including bundling, multi-policy, and military discounts.

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List of Things To Do Before Moving Into Your New Home in Texas

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Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the expected condition. Utilities Setup: Arrange for the transfer or setup of utility services such as…

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State Farm Home and Auto Insurance Review in Texas

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State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…

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Germania Home and Auto Insurance Review in Texas

Germania Texas

Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…

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Commercial Auto Insurance Coverage Requirements in Texas

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  In Texas, the state law requires all commercial auto policies to have minimum liability limits of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage, often referred to as 30/60/25. Some policies may need to carry higher limits based on the types of vehicles listed in the policy.…

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List of things to do after moving into your new home in Texas

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  After moving in, there are several important tasks to complete to ensure a smooth transition and settle into your new space comfortably. Here’s a list of things to do after moving into your new home: Change the Locks: For security purposes, consider changing the locks on all exterior doors or rekeying them. This will…

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The Benefits of a Spanish speaking Home and Auto insurance agent in Texas

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Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…

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Factors That Increase Home Insurance Costs in Texas

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Understanding the Factors that Elevate Home Insurance Premiums Home insurance is an essential safeguard for Texas homeowners, protecting against a multitude of risks. However, the cost of this insurance varies significantly based on several factors related to the property in question. Understanding these factors can help homeowners make informed decisions about their property and insurance…

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Texas Has 5th Highest Home Owners Insurance Cost in US

Home & Auto Insurance Quote Rate Texas

The average home owners insurance cost in Texas is $2,455, which makes Texas the third most expensive state in the country to insure your house, behind only Oklahoma and Louisiana. When comparing insurance companies, Texas residents may find that rates differ greatly from company to company for the same level of coverage. Higher-priced policies may include coverage…

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