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Tax Breaks for Homeowners Amid Inflation
Knowing the tax deductions for homeowners that are available is important for maximizing your tax refund or at least to avoiding paying the government more than you need to. Learn more about where you can and can’t catch tax breaks as a homeowner.
Read MoreTexas Property and Casualty Insurance Guaranty Association Protects Texans
The TPCIGA is a resource that is there to help protect you in the event you’re facing such scenarios, but thankfully, consumers have even more options, to begin with. This is to say that there are ways to help prevent facing a bankrupt company in the first place.
Read MoreOvercoming Car Insurance Inflation & Home Insurance Annual Increases
You don’t have to look far to find that throughout 2022 and into 2023, inflation has raised the cost of living for Americans across the board. Even as optimistic forecasts show inflation slowing, insurance policies look to be higher for the long haul. This means car insurance inflation will continue to raise rates for your auto coverage.
Read MoreHome Insurance for Duplexes – Cheap Texas Quotes
Finding the right policy is going to come down to several of these factors and the amount of risk tolerance you have as a homeowner. In some cases, an HO3 policy (standard home insurance policy) will work best, while for others, a DP-3 policy (dwelling fire policy) will work better.
Read MoreHow Much Renters Insurance Should a Landlord Require in Texas?
The right coverage can also keep messy liability concerns at bay knowing an insurance policy is there to help with such potential losses. Get to know the right level of coverage, how it can help you and your tenant, and why renters insurance as a requirement can help both parties all around.
Read MoreDP-3 Policy: Home Insurance for Duplexes and Townhomes
Having a duplex, or townhome, is becoming an increasingly attractive option for homeowners. There are many benefits including a cheaper price take, fewer maintenance expenses, and depending on your situation, they can be a way to generate revenue. A DP-3 policy is one of the most popular home insurance options available for protecting a multi-family home.
Read MoreRelationship Status, Car Insurance, and Home Coverage in Texas
You’re going to have a lot on your plate but it’s important to navigate your coverage during these difficult times. Everything from how much you pay, who is responsible for paying, and how you are protected is important to understand.
Read MoreWorkers’ Compensation Insurance for Household Employees
Workers comp’ for household employees is a crucial step in staying protected. Just as a homeowners insurance policy and umbrella insurance coverage help you reduce exposure to such losses, if you have workers helping to run your estate, it’s important to understand how you can stay protected.
Read MoreFarm and Ranch Insurance for Texans
Learn how to find the right Farm and Ranch Insurance coverage for your farm or ranch, how your premiums are created, where you can save, and what you’ll need to ensure you are covered for what may come at the lowest cost possible.
Read MoreWhat Is a Peril in Insurance?
Peril in insurance is a term that technically doesn’t exist, but is often used for searching for coverage, and to confuse things further, home insurance policies are often called hazard insurance policies by lenders.
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