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Summary of Named Perils vs Open Perils Coverages For Texas Home Insurance
Summary of Named Perils / Broad Coverage Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less expensive than an open…
Read MoreHow Homeowners Can Avoid House Fires
Adhering to your local fire station’s guidelines and procedures is always the best course of action, but being prepared for a house fire begins with knowledge.
Read MoreSafe Driving Tips for Small Businesses
Even though commercial auto insurance can help you restore losses after an accident, it is important to work towards avoiding them altogether in the first place. The best way to prepare for an automobile accident is to practice safe driving.
Read MoreContractor Insurance for Small Businesses in Texas
Although it isn’t required by law, many contractors may find it hard to earn a job without having the right insurance policies in place, specifically general liability coverage.
Read MoreHow To Protect Your Small Business From Liability
Having the right insurance policies provides your company with a safety net that can help limit losses and restore them after facing certain liability-related perils.
Read MoreGap Insurance In Texas Explained
Gap insurance is protection in the event your vehicle is stolen or totaled while you still owe money on it. Car loans are common and for many motorists, an accident can create a financial burden that requires a hefty payment towards a vehicle no longer in use.
Read MoreCompare Car Insurance in Texas
Taking the time to compare a variety of brands will help you, in the long run, save hundreds if not thousands of dollars. Doing so with the help of a team of experts will help you save time, money, and prevent coverage gaps you might otherwise miss.
Read MoreWhich factors influence an auto insurance premium in Texas?
The amount paid for auto insurance varies from policy to policy. Not all insurance companies assess pricing factors the same way. An auto insurance quote that you might get at one company might be different from another with the same coverage. The reason for this is that insurance companies consider many key factors to compute…
Read MoreHazard Insurance for Homeowners in Texas Explained
Hazard insurance is there to make sure that you don’t have to face such setbacks alone. Your policy will provide compensation for several hazards, also known as perils, that cause a loss to your home.
Read MoreIs Commercial Auto Insurance Right for You?
Commercial auto insurance is as important for the worker hustling a gig for a side hustle as it is a trucking company with a fleet of trucks. If you are conducting business by using your vehicle in Texas, commercial auto insurance is necessary for protection.
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