Texas Insurance Articles

When Is It Hurricane Season in Texas?

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June 1st marks the official start of the Atlantic hurricane season for Texas. This season lasts throughout the entire summer and doesn’t officially end until November 30th. In recent years, National Oceanic and Atmospheric Administration (NOAA) has continued to predict above-average hurricane seasons.

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The Risks of Becoming a Landlord in Texas

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Becoming a landlord can be a promising investment opportunity, often heralded as a reliable source of passive income and a chance to build equity in real estate. However, the venture is not without its challenges. From problematic tenants to legal intricacies, unexpected maintenance costs, and market fluctuations, there’s a lot to consider. This essay delves…

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The Top 10 Texas Auto and Truck Repair Centers

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Based on recent information, some of the best chain auto repair shops in the USA include: Midas: Known for its wide range of services including brake, maintenance, tires, exhaust, and steering repairs. Midas operates over 2,000 shops across North America and also owns SpeeDee Oil and Auto Services. Meineke Car Care Center: Started with exhaust…

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The 5 Best Home Insurance Companies in Waco Texas

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When considering home insurance in Waco, Texas, homeowners are often looking for a combination of comprehensive coverage, excellent customer service, and competitive pricing. This article highlights the top five home insurance companies in Waco, based on these criteria. State Farm: As one of the largest providers of home insurance in the United States, State Farm…

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Top 10 Best Homeowners Insurance Companies in Wichita Falls TX

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The Top 10 Best Home Insurance Companies in Wichita Falls, TX Listed in Order: Wichita Falls, located in the heart of Texas, is home to thousands of residents who value the security and protection of their homes. With the various risks like severe weather, it’s essential to have reliable home insurance. Here, we explore the…

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Types of Texas Homeowners Insurance Policies

Different types of Texas homeowners need different types of home insurance. Whether you’re a single-family homeowner, condo owner, mobile homeowner, or renter, there’s an insurance policy designed to protect what you own. We’ll explain what each home insurance policy type covers and how to make sure you get the coverage you need with this Ultimate Guide:…

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4 Types of Water Damage Coverages Available For Texas Home Insurance Policies

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As the anniversary of Snowmageddon 2021 draws near, I find myself pondering the extensive water damage that occurred. While I may not have a foolproof guide to preventing pipe bursts in the absence of electricity or heat, it’s essential to understand the variety of water-related claims and their coverage status. Sudden and Accidental Leaks: Description:…

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What Does TWIA Insurance Cost and What Does It Cover?

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The average premium on a TWIA residential policy is approximately $2,000 (as of 6/30/2023).  To get the lowest rate your agent needs to check all factors and discounts like the WPI-8 certificate discount. The Texas Windstorm Insurance Association (TWIA) was established in 1971 to provide windstorm and hail insurance for Texas Gulf Coast property owners in…

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The Best Weather Websites and Apps in Texas

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If you’re looking for the best weather websites for Texas, there are several great options to choose from, each with its unique features and strengths: Weather Underground: This site is highly recommended for its comprehensive features and extensive network of weather stations. It offers detailed forecasts, maps with various weather information layers, and a user-friendly…

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What Is Equipment Breakdown Coverage on Homeowners Insurance?

You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.

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