(800) 253-1482Renters Insurance
Renting Out a Room in Texas: What Homeowners Need to Know
If you’re a homeowner in Texas looking to boost your monthly income by renting out a room, you’re tapping into a lucrative opportunity. However, this decision can significantly alter your insurance needs. Here’s what you should consider: Renting Out Your Home – Short-Term Rentals: If you’re renting out a room for short periods (e.g., a…
Read MoreShould Landlords Collect Rent Online in Texas?
Beyond the need for payment, there are many different factors to consider including security, proof of transactions, the speed in which you receive your payment, and more. Furthermore, there are more ways than ever for receiving payment including the option to collect rent online. Discover the ins and outs of rent collection to avoid pitfalls and mitigate potential losses of income.
Read MoreDoes Home Insurance Cover Power Surges?
Different homeowners insurance policies have different coverages for power surge damage. You need to double-check your policy to understand whether or not you are covered. There are additional ways to protect your home and devices, including home warranties, equipment breakdown coverage, and surge protectors. Additionally, because Texas is one of the most vulnerable states to power surge damage, it’s important to shop and compare carriers who offer protection at the lowest possible price.
Read MoreYour Guide to Insurance Riders in Texas
Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
Read MoreEleven Ways To Lower Your Housing Expenses in Texas
How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.
Read MoreNine Of the Fastest Growing Cities are From Texas
Even as other states such as New York and Louisiana continue to lose their population, Texas is a population growth leader as people seek different opportunities. The lack of a state income tax is also an attractive motivation for workers looking to cut their tax bills.
Read MoreCan I Change My Insurance Agent but Keep My Insurance Company?
Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company. Here’s how the process generally works…
Read MoreList of Things To Do Before Moving Into Your New Home in Texas
Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the expected condition. Utilities Setup: Arrange for the transfer or setup of utility services such as…
Read MoreState Farm Home and Auto Insurance Review in Texas
State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…
Read MoreGermania Home and Auto Insurance Review in Texas
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…
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