Umbrella Policy
What Does Liability Only Auto Insurance Cost & What Does It Cover in Texas?
According to a 2023 rate analysis, liability only auto insurance per year for minimum required coverage is: $682 for a good driver with good credit in Texas $1,111 for a good driver with poor credit in Texas $1,041 for a driver with an at-fault accident and good credit in Texas $1,407 for a driver with a…
Read MoreWhat You Need To Know About Texas Landlord & Tenant Law
Being a landlord can be a very sound financial investment, but it’s important to understand the commitment necessary in doing so. Texas landlord/tenant law is there to protect both landlords and their tenants when entering into such a relationship.
Read MoreCan I Change My Insurance Agent but Keep My Insurance Company?
Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company. Here’s how the process generally works…
Read MoreIs Texas a good place to move to? List of the best Texas cities to live in
Whether or not Texas is a good place to move to depends on individual preferences, needs, and circumstances. Texas offers a variety of benefits and opportunities, but it also comes with its set of challenges. Here are some pros and cons to consider when thinking about moving to Texas: Pros of moving to Texas: Economic…
Read MorePool Insurance in Texas Explained
Pool insurance in Texas is a coverage that isn’t available, but also not necessary because home insurance covers your losses.
Read MoreDo Landlords Need Umbrella Insurance for Rental Property in Texas?
Having an umbrella insurance policy for your rentals is encouraged because there are considerable rising costs that you might be accountable for. This means higher medical costs, increased wages, and larger legal fees. There are economic factors such as inflation that can make these trends even worse and the added emphasis on the increased risk that comes with renting.
Read MoreTexas Umbrella Insurance Policy Facts
Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. Also, an Umbrella Policy covers other family members or household besides the policyholder. Is Umbrella…
Read More