(800) 253-1482Colorado Insurance Articles
How to Get Home Insurance to Cover Your Air Conditioner: A Step-by-Step Guide
Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…
Read MoreList of the Cheapest Cars To Insure in Colorado
When it comes to insuring a car in Colorado, several factors influence the cost, including the make and model of the vehicle. For those looking to minimize their insurance expenses, certain cars stand out for their affordability in terms of insurance premiums. Here are the five least expensive cars to insure in Colorado: 1. Subaru…
Read MoreHow Your Insurance Score Affects Your Home & Auto Premium in Texas
Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…
Read MoreWhat Is Equipment Breakdown Coverage on Homeowners Insurance?
You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.
Read MoreWorkers’ Compensation Insurance for Colorado Small Businesses
Without workers’ compensation insurance in Colorado, the cost of medical care and legal fees could follow an employee’s injury or illness while on the job. But The Centennial State understand the need for protections and the ramifications that can arise without them.
Read MoreBuying Home Insurance in Colorado: Your Guide to Savings
When buying home insurance in Colorado, there are many perils that are covered, but not everything is included. You’ll want to prepare, however, because such events can still cost you a fortune to repair or rebuild your home.
Read MoreColorado Landlord-Tenant Law: Know Your Rights
Tenant-landlord law in Colorado aims to provide a variety of guidelines and protections, but there is a lot that goes into the arrangement. This includes drafting contracts, a variety of rights, and navigating the ins and outs of real life that can be difficult to simply put onto paper.
Read MoreWhich Gender Pays More for Car Insurance Male or Female in Colorado?
Overall, staying protected against the risks you may face is key and while gender may play a role in how much you pay, shopping and comparing coverage is key.
Read MoreAre Driveways Covered by Homeowners Insurance in Colorado?
Every situation is different as is every policy. You’ll want to be sure what your specific homeowners insurance policy protects you against. Furthermore, you’ll want to be sure how your Colorado home insurance policy protects your driveway.
Read MoreColorado Insurance Riders – How to Cover More
Situations can arise due to life changes or unique circumstances that existed when they first enrolled in their insurance policies. It’s essential to understand that insurance policies come with predefined policy limits, and they do not provide comprehensive protection against all possible risks. In such cases, Colorado insurance riders are a valuable solution to bridge coverage gaps and provide affordable protection for various scenarios you may come across.
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