Identifying and Fixing a Roof Leak
How to identify a roof leak, tell maintenance wear from sudden covered water, and document for homeowners claims—Texas notes, educational only.
May 13, 2022
Home Insurance
Texas Property Insurance Options: Home, Dwelling and Landlord
Property insurance in Texas explained: homeowners, dwelling, and landlord forms—plus wind/hail deductibles and flood as a separate decision. Educational only.
April 12, 2022
Foundation Damage and Colorado Home Insurance Coverage
Learn when Colorado home insurance covers foundation damage, Front Range expansive soils, basements and crawlspaces, freeze-thaw risks, exclusions, and claim tips.
April 8, 2022
How Much Home Insurance Do I Need?
How much home insurance do you need? Focus on rebuild cost for Coverage A, plus liability and personal property—not market value. Clear, multi-state guidance.
March 23, 2022
Open Peril vs. Named Peril Home Insurance in Texas
Named perils lists covered causes; open perils covers sudden damage unless excluded. How HO-3 vs HO-2 style forms differ for Texas homeowners—plus flood and earthquake exclusions.
March 22, 2022
How Homeowners Can Avoid House Fires
Prevent house fires with cooking safety, electrical and dryer habits, smoke alarms, and escape plans—plus how prevention ties to homeowners claims.
March 18, 2022
Hazard Insurance for Homeowners in Texas Explained
Hazard insurance is the lender term for Texas homeowners property coverages—what’s included, what’s not (flood), and how escrow works.
January 4, 2022
Homeowners Insurance & Hosting Your New Year’s Eve Party
Hosting New Year’s Eve? Learn how homeowners personal liability, alcohol nuances, and party safety tips fit together—educational guidance, not legal advice.
December 23, 2021
How to Save Money on Home Insurance
Practical ways to lower home insurance cost: comparable shopping, deductibles, roof and claims strategy, bundling, and protective credits—without invented percentage discounts.
December 10, 2021
Why You Should Review Your Homeowners Insurance at Year-End
A year-end homeowners insurance review helps align dwelling limits, deductibles, endorsements, inventory, and life changes before renewal—educational overview for Texas and multi-state households.
December 6, 2021
Preparing Your Home for a North Texas Winter
North Texas winterizing for pipes, insulation, and generators—plus how Texas homeowners coverage usually frames freeze and storm losses. Educational only.
November 18, 2021
What Does Homeowners Insurance Cover in North Texas?
Educational overview of dwelling, other structures, personal property, liability, and loss of use for North Texas homeowners—with hail and wind context.
November 8, 2021
Hiring a Contractor Checklist and Tips for Texans
A Texas-focused contractor hiring checklist covering insurance certificates, licensing, payment schedules, and how homeowners coverage interacts when damage occurs.
September 10, 2021
Texas Recreational Vehicle Insurance: What You Need to Know
Educational overview of Texas RV insurance—liability, comprehensive, collision, and how recreational use differs from full-timing.
August 24, 2021
Progressive Car and Homeowners Insurance in Texas: The Facts
Progressive auto and homeowners in Texas: educational carrier overview for shopping and comparing. Independent agency framing—one option among markets, not an exclusive endorsement.
July 28, 2021
Safeco / Liberty Mutual Car & Homeowners Insurance in Texas: The Facts
Safeco’s independent-agent personal lines now market as Liberty Mutual. Educational Texas auto and homeowners facts—compare markets, no exclusive endorsement, no invented percentage discounts.
July 23, 2021
5 Considerations About Texas Renters Insurance
Texas Renters · Renters Policy (HO-4) · Liability Texas does not require renters insurance by statute. Your lease probably does. Even if it does not,
July 14, 2021
Texas Jewelry Coverage in Home Owners Policy
Educational overview of Texas jewelry coverage on homeowners policies—special limits, scheduled personal property/floaters, and ACV vs agreed value concepts.
July 13, 2021
Texas Home Insurance — What Is Loss of Use Coverage?
Educational Texas guide to homeowners loss of use / additional living expense (Coverage D)—limits, documentation, and hail/fire scenarios.
July 12, 2021
Texas Home Insurance: What Is Other Structures Coverage?
Educational Texas guide to other structures coverage (Coverage B)—detached garages, sheds, fences, and policy framing.
July 12, 2021
