You can switch insurance agents without changing companies by submitting a Broker of Record letter. Your coverage stays the same while your new agent handles service and support. It’s a simple way to get better communication, guidance, and overall insurance…
When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When…
Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score…
Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps…
Tenant-landlord law in Colorado aims to provide a variety of guidelines and protections, but there is a lot that goes into the arrangement. This includes drafting contracts, a variety of rights, and navigating the ins and outs of real life…
The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser…
Home insurance claims can be a bit daunting if you’ve never navigated the process before. Here’s a comprehensive overview: 1. Understand Your Policy: Before you can file a claim, it’s essential to understand what your policy covers. Most standard homeowners…
Entering the world of real estate investment by becoming a landlord is often considered a lucrative endeavor. While there’s potential for substantial financial returns, one must not overlook the array of risks associated with this venture. Understanding these risks is…
Protecting your investment and finances is important for any landlord but if you’re paying too much for coverage, it can defeat the purpose. This is why the team at Freedom Insurance Group prides itself on helping you enroll in coverage…