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Germania Home and Auto Insurance Review in Texas
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…
Read MoreThe Benefits of a Spanish speaking Home and Auto insurance agent in Texas
Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…
Read MoreDoes switching home and auto insurance often raise my rates?
The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers. Insurance companies know your entire insurance history and how often you…
Read MoreTexas Commercial Insurance Videos
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Read MoreDoes Texas Car Insurance Cover the Car or the Driver?
It’s not an uncommon scenario: Your car is at the mechanic’s shop being repaired and your mother-in-law has offered her car to you until yours is road-ready again. Or you’re home from college for a visit and want to meet some friends, but you left your car on campus. In any situation, should you borrow…
Read MoreHiring a Contractor Checklist and Tips for Texans
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas Manufactured Homes, Mobile Homes and Travel Trailers
Manufactured homes once referenced as single-wide and double-wide mobile homes and mobile homes are factory-built houses engineered and constructed to the precise specifications of the U.S. Department of Housing and Urban Development’s federal building code. Manufactured homes are completely built in a factory and then transported to the home site. Once they arrive at their…
Read MoreTexas Commercial Auto Insurance
Commercial Auto insurance is encouraged to cover cars, trucks, and vans used for operating a business. Large and small businesses should be properly covered by a commercial auto insurance policy. The purpose of this policy is to protect when a company owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged. How Commercial…
Read MoreTexas RV Insurance: What You Need to Know
For an RV insurance quote please use this link: Online RV Insurance Quotes A recreational vehicle, abbreviated as RV, is a motor vehicle or trailer which includes living accommodations designed for housing. If you love to travel you might consider exchanging your house or apartment for a home on wheels. Owning an RV can come…
Read MoreTexas Boat Insurance Guide
When it comes to boat insurance, it’s preferable to separate your boat insurance from your homeowner’s policy. Boat Insurance Shopping Asking questions is a great way to start. If you have friends, relatives or neighbors that have boats, don’t be shy about asking what is their boat insurance company and how their claims have been…
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