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Texas Commercial Property Insurance Coverage Option Guide
Commercial property insurance pays to repair or replace your building and business property damaged by a fire, storm, or other event covered by the policy. It can also pay some of your lost income if your business is unable to operate normally. Coverage options There are three different levels of commercial property coverage. Each level…
Read MoreDo I need uninsured / underinsured motorist coverage in Texas?
It’s bad enough when you’re in a car wreck. But it can be much worse if the driver who caused the accident doesn’t have insurance or doesn’t have enough insurance. Uninsured motorist coverage can help. It’s like buying an extra insurance policy to cover you when the driver who caused the accident didn’t have enough…
Read MoreHow do I find the best Texas insurance agent?
How do I find the best Texas insurance agent? Whether you’re buying a policy for the first time or shopping for a better deal, choosing an agent or company can seem overwhelming. But we can help 1. What are my options? You can buy an insurance policy from an agent, broker, or directly from a…
Read MoreHow to file a complaint against a Texas insurance company
Step 1: Talk to the insurance company. You can resolve many issues by talking to your insurance company or agent. If you disagree with the adjuster’s estimate, tell the company why. The company might raise the estimate if it finds out that it overlooked something or gets new information. Send the company any supporting documents,…
Read MoreWhat was the most common car insurance claim?
AUSTIN (KXAN) — AAA Texas released its top three auto insurance claims of 2021, and what seems minor could actually have a big impact on your premiums and on others around you. The agency’s auto insurance division processed three types of claims the most over the past year. Rear-end collisions/fender benders Crashes while backing up…
Read MoreTexas landlords will have to disclose flood risk to tenants eff Jan 1st 2022
Twenty-three new Texas laws go into effect on Jan. 1. None are as high-profile as some of the big-ticket items that passed during the state’s four legislative sessions this year – like the state’s strict abortion and voting laws – but they’ll nonetheless impact Texans in some fashion. Below is a list of every new…
Read MoreConcurrent Causation And The Insurance Policyholder’s Burden To Segregate Damages In Texas
In property insurance disputes involving concurrent-cause issues, Texas law places the burden on a policyholder to segregate alleged damages between covered and non-covered causes of loss. See Lyons v. Millers Casualty Insurance Co. of Texas. So, does this mean that a policyholder can meet this burden by simply insisting that 100% of the alleged damages…
Read MoreTexas Homeowners Insurance Costs Rising More Rapidly Than Inflation
NORTH TEXAS (CBSDFW.COM/CNN) — Home insurance premiums for the New Year appear to be rising faster than inflation in Texas and across the country. According to the Insurance Information Institute, the average homeowner may see a 4-percent increase on the cost of their homeowner’s policy for 2022. In fact, since 2017, premium rates are up…
Read MoreCar Insurance Blunders; Reasons They Can Deny Your Car Repair Estimates
If you are in a car accident, your insurer is supposed to make sure the car is repaired, assuming you carry collision coverage. The law in most states says you can go to any repair shop you choose. But there is a catch many drivers don’t know about until they find themselves in this situation:…
Read MoreTexas Consumers File More Than 456,000 Claims After Feb 2021 Winter Storm
A recently released report from the state’s insurance department shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than were previously reported. In the report released Sept. 1, the Texas Department of Insurance detailed property/casualty claims data from Winter Storm Uri, which blanketed…
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