You can switch insurance agents without changing companies by submitting a Broker of Record letter. Your coverage stays the same while your new agent handles service and support. It’s a simple way to get better communication, guidance, and overall insurance…
How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and…
Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of…
If you’re a homeowner in Texas looking to boost your monthly income by renting out a room, you’re tapping into a lucrative opportunity. However, this decision can significantly alter your insurance needs. Here’s what you should consider: Renting Out Your…
Different homeowners insurance policies have different coverages for power surge damage. You need to double-check your policy to understand whether or not you are covered. There are additional ways to protect your home and devices, including home warranties, equipment breakdown…
Even as other states such as New York and Louisiana continue to lose their population, Texas is a population growth leader as people seek different opportunities. The lack of a state income tax is also an attractive motivation for workers…
Beyond the need for payment, there are many different factors to consider including security, proof of transactions, the speed in which you receive your payment, and more. Furthermore, there are more ways than ever for receiving payment including the option…
Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the…
State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State…
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally…