Tennessee Insurance Articles

Comprehensive vs Collision: Comparing Coverages in Tennessee

comprehensive-vs-collision-tennessee

Summary: Comprehensive insurance covers non-driving incidents like weather or theft, while collision covers accident-related repairs. Tennessee law doesn’t require either, but lenders often mandate both for financed vehicles. Drivers can customize policy limits based on their car’s value and choose deductibles between $100 and $2,000, balancing premiums and out-of-pocket costs. Comprehensive generally costs less than collision,…

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How to Cancel an Auto Insurance Policy in Tennessee: A Comprehensive Guide

what are TN auto insurance cancelation requirements

Here’s a detailed guide tailored to Tennessee’s regulations: Understand your policy beforee you cancel; it’s crucial to review your current policy. Tennessee law requires insurance companies to refund the unused portion of your premium if you cancel your policy. However, there might be cancellation fees or specific procedures outlined in your contract. Additionally, check if…

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Bundle Home, Auto, and Renters Insurance in Tennessee

Bundle Home, Auto, and Renters Insurance in Tennessee

Summary: Comprehensive insurance covers non-driving incidents like weather or theft, while collision covers accident-related repairs. Tennessee law doesn’t require either, but lenders often mandate both for financed vehicles. Drivers can customize policy limits based on their car’s value and choose deductibles between $100 and $2,000, balancing premiums and out-of-pocket costs. Comprehensive generally costs less than collision,…

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Liability vs. Full Coverage Car Insurance in Tennessee

 liability-vs-full-coverage-tennessee

Summary: Comprehensive insurance covers non-driving incidents like weather or theft, while collision covers accident-related repairs. Tennessee law doesn’t require either, but lenders often mandate both for financed vehicles. Drivers can customize policy limits based on their car’s value and choose deductibles between $100 and $2,000, balancing premiums and out-of-pocket costs. Comprehensive generally costs less than collision,…

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How to Get Home Insurance to Cover Your Air Conditioner: A Step-by-Step Guide

Hvac,Technician,Performing,Air,Conditioner,Maintenance,Inspection.,24,Hours,Emergency

Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…

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