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Comparing Liability vs Full Coverage for Drivers in Texas
All drivers need car insurance and are looking to get their protection for the cheapest price possible. Liability coverage is mandatory according to Texas law, but other protections, such as full coverage, may help you save money in the long run.
Read MoreFree Home Insurance Quotes in Dallas, TX
Looking for home insurance quotes in Dallas, TX? Look no further! Get a free homeowners insurance quote to see how much you can save. We’ve been helping Texans since 2005. While every home is different, on average, our clients save 40% on their coverage when switching.
Read MoreTips for Handling a Fender Bender in Texas
Chances are, if you drive long enough, you’ve either caused a fender bender or been a part of one. They’re called accidents for a reason and humans are great at causing them. The worst part about driving is the accidents and fender benders top the list for Texans.
Read MoreEverything You Need To Know About Hazard Insurance for SBA Loan
Securing a loan for your small business means that you’re going to have to have your affairs in order. Part of doing this will be securing the right protection for your new venture. Hazard insurance for an SBA loan is necessary because lending institutions want to protect their risk. A business that is unable to operate due to a major loss will be unable to repay its loan, turn a profit, and may even shutter completely.
Read MoreEight Ways to Decrease Your Home Insurance Premiums in Texas
If you’re like most people, the biggest investment of your life will probably be your house. Your house is more than just a house – it’s your home. It’s your life. No one likes to think that something terrible might happen to their home. But if the unthinkable does happen, it’s comforting to know that…
Read MoreSummary of Named Perils vs Open Perils Coverages For Texas Home Insurance
Summary of Named Perils / Broad Coverage Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less expensive than an open…
Read MoreTexas Windstorm Insurance Association premium increase discussed
COPRUS CHRISTI, Texas — Those who live in the 14 coastal counties insured by the Texas Windstorm Insurance Association can voice their concerns today leading up to the organization meeting next week. This comes after a decision to increase policy rates. Texas Windstorm Insurance Association Policyholders have until noon on Friday to comment on the…
Read MoreLandlord Insurance Protects Your Property and You
A landlord insurance policy is the first line of defense you have as a landlord to protect against potential substantive losses.
Read MoreTexas Consumers File More Than 456,000 Claims After Feb 2021 Winter Storm
A recently released report from the state’s insurance department shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than were previously reported. In the report released Sept. 1, the Texas Department of Insurance detailed property/casualty claims data from Winter Storm Uri, which blanketed…
Read MoreTexas Has 9th Highest Vehicle Insurance Costs In US
Rank State Average premiums 1 Louisiana $2,839 2 Michigan $2,112 3 Florida $2,082 4 California $1,966 5 Missouri $1,895 6 DC $1,881 7 Rhode Island $1,801 8 Wyoming $1,768 9 Texas $1,710 10 Georgia $1,705 11 Montana $1,627 12 Connecticut $1,580 13 South Dakota $1,575 14 Colorado $1,574 15 Arkansas $1,462 16 Kansas $1,454 17…
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