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For Texas Home Insurance – What Is Replacement cost vs Actual cash value coverage?
Replacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to replace your entire roof after a storm, a replacement cost policy would pay for a…
Read MoreWill Texas Auto Insurance Pay For A Rental Car?
If your accident was caused by another driver, the other driver’s insurance company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be repaired. The company will base the amount of time on the estimated number of hours…
Read MoreTexas Auto Insurance Claims Tips and Tricks
To help make the claim process go smoothly, follow these tips: Get the other driver’s name, address, phone number, and license plate number. Write down the exact name of the other driver’s insurance company, the company’s phone number, and the policy number. To save time, take a picture of the other driver’s insurance card. If the…
Read MoreTX Auto Insurance For Teen Drivers
You have two options for covering your young drivers. You can add them to your policy, or you can buy a separate policy for them. Adding them to your policy is usually cheaper. Some companies require you to put everyone who lives with you and is of driving age on your policy. Tell your company…
Read MoreI’m driving into Mexico, does my auto insurance cover it?
Mexico doesn’t recognize American auto policies. Some companies offer endorsements for short trips into Mexico, but the coverage might not meet Mexico’s legal requirements. If you’re driving into Mexico, you should buy a Mexican liability insurance policy. Some Texas agents sell them. Your agent might be able to help you find an agent who does.
Read MoreTexas Landlord Insurance Overview
The National Multi Housing Council (NMHC) estimates that 14 percent of Lone Star State homes are rental units. The percentage is much higher in the largest cities. The high number of rental properties provides Texas investors with an opportunity to make a business out of providing housing. Rental units consist of townhomes, condominiums, duplexes, or…
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