Colorado Insurance Informative Articles

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How to Get Home Insurance to Cover Your Air Conditioner: A Step-by-Step Guide

August 8, 2024 | 0 Comments

Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…

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List of the Cheapest Cars To Insure in Colorado

August 3, 2024 | 0 Comments

When it comes to insuring a car in Colorado, several factors influence the cost, including the make and model of the vehicle. For those looking to minimize their insurance expenses, certain cars stand out for their affordability in terms of insurance premiums. Here are the five least expensive cars to insure in Colorado: 1. Subaru…

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How Your Insurance Score Affects Your Home & Auto Premium in Texas

July 26, 2024 | 0 Comments

Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…

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What Is Equipment Breakdown Coverage on Homeowners Insurance?

June 5, 2024 | 0 Comments

You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.

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Workers’ Compensation Insurance for Colorado Small Businesses

June 3, 2024 | 0 Comments

Without workers’ compensation insurance in Colorado, the cost of medical care and legal fees could follow an employee’s injury or illness while on the job. But The Centennial State understand the need for protections and the ramifications that can arise without them.

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Freedom Insurance Group
3861 Long Prairie Rd Ste 110
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