Colorado Insurance Informative Articles

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Car Insurance for Teens and Young Drivers in Colorado

September 23, 2023 | 0 Comments

Car insurance for teens in Colorado can be expensive due to the higher risk. It’s important to find affordable coverage that provides adequate protection, but how you go about this will make a big difference in how you’re covered and the premium you pay.

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The Meaning of ” Full Coverage” in Auto Insurance

September 19, 2023 | 0 Comments

“Full coverage” in the context of auto insurance is a colloquial term that typically refers to a combination of insurance coverages that protect both you and your vehicle. It’s not a technical or official term in the insurance industry, but when people refer to “full coverage,” they usually mean a combination of the following types…

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Everything you need to know about the home insurance claims process

September 18, 2023 | 0 Comments

Home insurance claims can be a bit daunting if you’ve never navigated the process before. Here’s a comprehensive overview: 1. Understand Your Policy: Before you can file a claim, it’s essential to understand what your policy covers. Most standard homeowners insurance policies provide coverage for: Dwelling (your home’s structure) Other structures (sheds, fences, etc.) Personal…

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The History and Meaning of the term “Hazard Insurance”

September 17, 2023 | 0 Comments

“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…

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Colorado Homeowners: 80 20 Rule Home Insurance Explained

September 14, 2023 | 0 Comments

Overall, you’re going to need to have adequate coverage and account for the present and the future. Otherwise, you’ll find yourself in a very uncomfortable position should you suffer an expensive loss down the line.

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