Claim Contacts

Service Utility

Use this page when you need to file or follow up on an insurance claim. Freedom Insurance Group can help you report a loss and stay organized, but many carriers also publish direct claims phone numbers. The directories below are the contacts already published on this page—kept and reorganized for readability. Always confirm the number on your declarations page or carrier app when you can; carrier phone lines change.

How to file a claim (practical steps):
  1. Make the scene safe — if anyone is hurt, call emergency services first.
  2. Document what you can — photos, police or incident report numbers, and a short written timeline.
  3. Find your carrier on your declarations page, ID card, or policy documents (not only this list).
  4. Report promptly — use the carrier claims number below or in your policy materials; note the claim number you receive.
  5. Tell our agency — call Freedom Insurance Group at (972) 798-3769 or (800) 253-1482, or ask an agent, so we can help with next steps, adjusters, and coverage questions.

Important: This list is a convenience directory of numbers previously published for clients. It is not a complete list of every market we place, and it is not a promise that a specific number is still the carrier’s primary claims line. When in doubt, use the number on your policy documents or ask our desk to look it up with you.

Related: Manage your policy · Glossary · Insurance Service Center.

Homeowners insurance claim contacts

Carrier / programClaims phone
AAA800.672.5246
AIG Private Client Group888.760.9195
Allstate800.54.STORM
Appalachian888.376.9633
ARI866.635.9959
ASI Lloyds866.274.5677
Atlas General866.522.0361
Burns & Wilcox713.268.7700
Chubb Lloyds908.903.2525
Citizens888.568.6455
Colonial Lloyds888.227.5119
Columbia Lloyds800.275.6768
Delta General800.759.8656
Encompass800.588.7400
Fidelity800.725.9472
Foremost800.527.3907
GeoVera800.319.6635
HOAIC866.407.9896 ext. 3
Homeguard800.338.2680
Hull & Company800.631.6478
Imperial Fire888.522.8242
Kemper800.321.5344
Lexington800.931.9546
Lincoln General877.717.5442
Lloyds of London866.367.3424
Met-Life800.854.6011
Myron Steves713.351.8342
National Lloyds817.632.2612
Pacific Specialty800.962.1172
Safeco800.332.3226
South & Western800.492.5351
South Texas General800.873.6500
Southland Lloyds214.340.9393
Stonington866.999.0898
TAPCO336.538.0094
Texas All Risk800.627.0303
Texas Fair Plan800.880.0474
Texas United866.654.9500
The Hartford800.243.5860
Travelers800.252.4633
TWFG / LGIC877.717.5442
TWIA512.899.4900
Universal Insurance866.999.0898
US Lloyds800.929.2424
USF&G800.631.6478
Voyager800.342.4444
Wellington800.880.0474

Flood insurance claim contacts

Carrier / programClaims phone
Fidelity800.725.9472
Travelers800.252.4633
Bankers877.459.6075
Hartford800.243.5860
AIG Private Client888.760.9195
ASI866.274.5677
National Lloyds817.632.2612
Universal866.999.0898
South & Western800.492.5351
Pacific Specialty800.962.1172

Commercial insurance claim contacts

Carrier / programClaims phone
ACE800.433.0385
AIG877.399.6442
Amerisafe800.699.6240
Chubb Lloyds800.252.4670
CNA877.262.2727
First Comp888.500.3344
GMAC800.468.3466
Hanover800.628.0250
Infinity800.334.1661
Mercury800.503.3724
One Beacon877.248.3455
Philadelphia877.438.7459
Progressive800.PROGRESSIVE
Safeco800.332.3226
The Hartford800.327.3636
Travelers800.252.4633
Union Standard800.444.0049
Unitrin Specialty800.456.1919
Utica800.216.1420
Victoria800.926.3168
Zurich800.987.3373

What to have ready when you call

  • Policy number and named insured
  • Date, time, and location of loss
  • Brief description of damage or injury
  • Photos / videos and any police or fire report numbers
  • Contact phone and best callback window

FAQs

Should I call the carrier or Freedom Insurance Group first?

For many losses, reporting to the carrier quickly preserves the claim timeline. Calling our desk at the same time (or right after) helps us advocate, explain coverage language, and keep paperwork moving. If you are unsure which carrier writes the risk, call us first.

Why might a number here differ from my declarations page?

Carriers update claims lines, IVR menus, and program names. Treat your policy documents and carrier portal as authoritative; use this page as a starting directory.

Where do I manage endorsements or payments?

See Manage your policy.

Need help reporting a claim? Ask an agent · Call (972) 798-3769 or (800) 253-1482.

Sources and further reading

  1. Your policy declarations page and carrier claims materials (authoritative for your account).
  2. State insurance department consumer claim guides (Texas, Tennessee, Colorado, Missouri).
  3. Freedom Insurance Group — ask an agent and service center.