Everything You Need To Know About Your Colorado Driving Record

How you drive follows you in a variety of ways. From how much you’ll pay for coverage to background checks for employment, a Colorado driving record is one thing you’ll want to maintain a positive impression with.

Also known as your motor vehicle record (MVR), it contains several pieces of information. This includes identifying information, such as your name, birthday, and driver’s license number. However, it also has many important factors about you as a driver as a whole:

• If you’ve been in an accident, the details will show up. This is part of the driving history an MVR report in Colorado will showcase.
• Beyond your overall DMV driving record in Colorado, you’re also going to have other details outside of accidents. This means DUI tickets, if you’ve had your license suspended, moving violations, and anything else that might be important and related.

 

In the Centennial State, the Colorado driving points system will track violations that will affect your ability to maintain a license. You can lose your license and you may even lose out on job opportunities depending on how your employer weighs such factors.

Safe driving can help you maintain your MVR report and if you or someone else is in need of seeing where you stand, there are methods of receiving your record. Learn more about how to access your record through the Colorado DMV and how to maintain a positive driving record.

 

Can I Get My Colorado Driving Record Online?

Yes, you can get your Colorado driving record just using your fingertips. Many drivers are looking for their Colorado driving record online for free, but there is a fee, so you’ll need a credit card to complete your purchase. Here’s how it works:

• Both certified and non-certified MVRs are available via the myDMV portal online.
• For non-certified copies of your Colorado driving record, there are options. You can either have it mailed to you or sent via email.
• Certified copies must be sent physically through postal mail.

 

It’s worth noting that there can be types in which you’ll need to have an attorney request your MVR. This option is available online as well. Of course, you can also request your information personally as needed.

 

Additional Methods for Obtaining Your Colorado DMV Driving Record

A Colorado driving record request can be submitted online, but there are other methods available. DMV Colorado has provided many different methods depending on what best suits your needs. Here are your options:

• Simply walk into a Colorado DMV offering full services. You’ll likely want or even need to schedule an appointment depending on your local office’s availability.
• You can also obtain your Colorado DMV driving record through the mail. This will require you to provide the following information when doing so:
  • Your full name and date of birth.
  • If you have it, you’ll also need your driver’s license number.
  • You’re going to need to submit an original signature that is complete and legible for those reading it.
  • The Colorado DMV also requires a copy of your driver’s ID that has been signed.
  • Don’t forget to submit the DR2489
  • You’ll also need to provide compensation for the fee.

 

Reasons You May Need Your Driving Record in Colorado

A Colorado driving record request may be made for many reasons. This would include your own personal use to review your MVR report and improve your record. However, while you shouldn’t just trust anyone with your personal information, there are viable times in which you may need to pull this information from the Colorado DMV:

• Auto insurance companies in Colorado create your premium based on a number of metrics. One of them includes your driving record. Riskier drivers are going to pay higher premiums, meaning, that if you have a clear record, your rates will be lower.
• When you apply for a job, you may have an employer who will request your driving record as part of a background check. There is a higher emphasis on this request for occupations that require you to drive as a primary activity, such as being a truck driver.
• Disputing tickets may also call for you or your attorney to request your driving record.
• You may also need to submit a request when taking a defensive driving course. This will help you better understand where you stand in the course and if it was submitted to help your record improve.

 

There are other situations in which you may need to submit a request, including moving, renewing your license, or other legal matters. The process is simple but important for all motorists to be familiar with.

 

How Does Your Colorado MVR Report Affect Car Insurance Premiums?

If you are a driver that is more risky to insure, you’ll pay lower rates and auto insurance companies will pull your record to help them determine this factor. If you have more negative driving experiences on your MVR report, such as accidents, points, and traffic violations, your rates will go higher.

 

Maintaining Your Colorado Driving Record and Staying Safe

Having a positive Colorado driving record is important for many reasons that we’ve listed above. However, there is another important reason to maintain your MVR report: you’ll save money and be safer in the process.

The best thing any driver in Colorado can do is respect traffic laws and drive defensively. This will lead to fewer infractions, accidents, etc. Ultimately, this equates to a safer environment not just for you but for those around you as well. Here are some helpful tips on being a good driver:

• Be sure to follow the rules of the road. This includes speed limits even when you’re late.
• Texting and distractions can wait. Always give driving your full attention.
• If you are using mind-altering substances, don’t get behind the wheel of a vehicle.
• Always wear your seat belt.
• Drive defensively and remember the fundamentals, such as using your blinkers.
• Patience will go a long way. Road rage is never the answer, neither is using aggressive maneuvers.
• Be sure that your vehicle is in good working order to avoid accidents.
• If you do have issues with your Colorado driving record, be sure to address them accordingly and improve in the future.

 

How to Clear Your Driving Record in Colorado

Getting a clean record may take some time, but there are steps drivers can take. The first would be to obtain a copy of their Colorado driving record. From there, it’s all about taking the steps to improve the blemishes you’ll find:

• If you have lingering tickets that are easy to resolve, do so immediately. Some may be able to be challenged in court if they are questionable.
• Defensive driving courses can help you if you have points on your license. Insurance companies love when drivers take on such education.
• Expungement is available in Colorado but only in certain cases. This would include juveniles, those with DUIs, or in the event you’re arrested but it was actually a case of mistaken identity.
• Deferments are also available and may be a better option for many.

 

How To Save Money Regardless of Your Colorado Driving Record

Maintaining a clean driving record should be the goal of every driver, but things happen. We are human and we make mistakes. Unfortunately, for many, this means paying for these mistakes in a very literal manner as auto insurance in Colorado can rise due to infractions.

If you’re looking to save on your premiums but have a less-than-stellar driving record, you still have options available:

• Shopping around can help you find the lowest premium, even taking into consideration your record’s blemishes.
• Some carriers even offer forgiveness depending on the nature of your infractions and the timeline.
• You may even find that you have a hard time being accepted by a carrier if you have an excessive amount of infractions on your record. Nevertheless, there are carriers that specialize in these situations that can keep you legal through coverage.

 

Freedom Insurance Group works with a variety of top-rated carriers and can help you compare your options quickly. This helps you save money on coverage, regardless of your driving record in Colorado. We can even search for discounts built around good driving to keep your rates low in the future.

Your Colorado driving record doesn’t have to mean overpaying for coverage. Our team is ready to help you find affordable solutions for today and the future. Contact us or get an auto insurance quote online today!