Missouri auto · Cancel after the new policy is bound
Cancel the old Missouri auto policy only after the new one is bound, with the dates overlapping. A gap is a lapse. This page will not quote a fine, a notice period, or a short-rate formula.
Bind the replacement first and get the declarations, or at least written proof that coverage has started. Then tell the old company the date you want that policy to end. Same-day overlap is safer than a hole. A lender on the car can still require collision and comprehensive, and it will want proof in the new company’s name. Registration is a separate question from the claim. The Missouri Department of Revenue handles titles and plates. The Department of Commerce and Insurance is the insurance regulator. The liability floor is whatever those offices currently require. This page will not lock an old 25/50/25 figure as today’s law.
The Missouri contract: Missouri auto insurance and what to check on the policy. Limits, without a number this page is inventing: how much. Driving without the required liability: what a lapse exposes. A credit is not a coverage: Missouri discounts.
