Is a Dog Bite Covered by Your Texas Homeowners Policy?
Home Insurance · Texas · Personal Liability A neighbor’s child reaches through a fence. A delivery driver steps into the yard. A guest slips while
September 30, 2026
Umbrella Policy
Can I Change My Insurance Agent but Keep My Insurance Company?
You can switch insurance agents without changing companies by submitting a Broker of Record letter. Your coverage stays the same while your new agent handles service and support. It’s a simple way to get better communication, guidance, and overall insurance experience.
December 2, 2025
Texas Umbrella Insurance Policy Facts
Educational Texas guide to personal umbrella insurance—excess liability over auto and home, underlying limits, and typical exclusions.
June 18, 2025
Liability-Only Auto Insurance: What It Covers and Cost Factors
Educational guide to liability-only auto insurance: bodily injury and property damage liability, what is not covered on your car, and cost factors in Texas.
May 30, 2024
What You Need to Know About Texas Landlord & Tenant Law
Educational Texas overview of landlord–tenant concepts that matter for insurance—security deposits, habitability, and renters vs landlord policies. Not legal advice.
May 1, 2024
Is Texas a Good Place to Move? Best Cities to Live
Is Texas a good place to move? A balanced look at major metros plus hail, wind, flood, and auto insurance realities—without absolute “best city” claims.
September 6, 2023
How Pool Insurance Works for Texas Homeowners
Texas pool coverage through homeowners or dwelling forms: property vs liability, fencing and ordinances, equipment, HO vs DW—without invented percentage discounts.
May 16, 2023
Umbrella Insurance for Texas Rental Property: What Landlords Should Know
Educational Texas guide to umbrella insurance for rental property—personal vs landlord/commercial layers over DP/HO.
July 22, 2022
