Home and Auto Insurance for Coppell, Texas

Dallas County Local Insurance Guide

Freedom Insurance Group helps Coppell families and business owners compare home, auto, flood, and business insurance from more than 25 carriers. We are an independent agency based in Flower Mound, with an office at 619 Quail Ln, Coppell, TX 75019 that serves Coppell, Grapevine, Irving, and the rest of Dallas County. One conversation with us replaces several calls to individual insurance companies.

Quick take: Because we are independent, we are not tied to one company’s prices. We shop your home and auto coverage side by side, point out gaps such as low liability limits or a missing flood policy, and show you where bundling saves money. Call (972) 798-3769 or request a quote online.

Our Coppell Office

Address

619 Quail Ln, Coppell, TX 75019
Office details and map

Hours

Monday through Friday, 8:30 am to 6:00 pm, and Saturday, 10:00 am to 2:00 pm. Appointments are recommended so an agent is ready for you.

Areas served

Coppell, Grapevine, Irving, and the rest of Dallas County. We are licensed in Texas (license #1325461), and we also write policies in Tennessee, Colorado, and Missouri.

Home Insurance in Coppell

Coppell is a city of about 41,000 residents with many established single-family neighborhoods. Our Coppell home insurance page uses a typical home value of about $560,500 and a typical annual premium of about $2,603, and it illustrates a rate of about $1,510 a year through our agency. These are illustrations, not quotes; your price depends on the home, the roof, your claims history, and the coverage you choose.

When we quote a Coppell home, we check the dwelling coverage against today’s rebuilding costs, the wind and hail deductible, whether the roof is covered at replacement cost or actual cash value, and your personal liability limit. North Texas hail seasons make the roof terms and deductible choices matter as much as the premium. See our Coppell home insurance rates page for more detail.

Auto Insurance in Coppell

Our Coppell car insurance page illustrates an average of about $167.32 a month. Coppell drivers use State Highway 121, Interstate 635, and roads near DFW International Airport every day, so liability limits and uninsured motorist coverage deserve a close look.

Texas requires at least 30/60/25 liability coverage: $30,000 for each injured person, $60,000 for all injuries in one accident, and $25,000 for property damage. Those minimums are low compared with the cost of a serious accident on busy North Texas highways, so we usually show higher limits side by side with the minimum so you can compare the price difference. Our Coppell car insurance page explains the common coverages, and our auto insurance rate calculator gives you a rough estimate in a couple of minutes.

Flood, Business, and Other Coverage

Standard homeowners policies do not cover flood damage, and heavy spring storms can flood streets and yards well outside mapped flood zones. Most new flood policies also have a waiting period before coverage begins, so it is worth arranging before storm season. Read our Coppell flood insurance guide. We also quote renters, condo, landlord, umbrella, boat, RV, and business insurance for Coppell-area clients.

A Short History of Coppell

French and German immigrants and members of the Peters Colony settled the Coppell area in the 1840s. The community was first called Gibbs Station, after Barnett Gibbs. In 1892 it was renamed for George Coppell, a British financier who came to the United States in the 1880s.

Residents voted 41 to 1 to incorporate the city in 1955. The opening of Dallas/Fort Worth International Airport in 1974 changed Coppell from a small farming community into a growing suburb through the 1980s and 1990s. By 2000 its population had passed 35,000, and warehouse and distribution businesses grew on the west and south sides of the city near the airport.

Coppell Insurance FAQs

Do I need to visit the Coppell office?

No. Most clients handle everything by phone or email. If you would like to meet in person, call ahead for an appointment so an agent is available.

How many insurance companies do you compare?

We work with more than 25 carriers, so we can compare several options for the same coverage instead of offering a single company’s price.

Can I bundle home and auto insurance?

Yes. Many carriers discount both policies when you place home and auto together. We quote both ways so you can see whether the bundle actually saves you money.

Does homeowners insurance cover flooding?

No. Flood damage needs a separate flood policy, and most new flood policies have a waiting period before coverage begins.

What do I need for a quote?

For home insurance, have your address, the year the roof was replaced, and your current policy if you have one. For auto, have each driver’s date of birth and license number, and each vehicle’s year, make, and model or VIN.

Ready to compare? Call (972) 798-3769, email Quotes@planforfreedom.com, or start your quote online. You can also ask an agent a question first.