Insurance Center · Texas
Texas insurance that fits the risk, not a single company’s menu.
Freedom Insurance Group is an independent agency headquartered in Flower Mound. We compare home, auto, landlord, condo, business, flood, and specialty policies from more than 25 carriers so Texans are not stuck with one rate or one claims process.
Why this page exists
Texas is not a one-policy state.
Hail in North Texas, wind along the Gulf, flood outside the mortgage conversation, landlord liability, and TexasSure reporting all change how coverage should be built.
Use the product cards for a quick start, then the coverage directory for homeowners parts, auto coverages, landlord DP forms, and specialty pages.
Texas products
Coverage we shop for Texas clients
Start with the policy that matches the asset. Then open the coverage directory below for every policy part and endorsement page.
Homeowners & flood
Texas home guide plus dwelling through Coverage F, flood, and condo forms.
Auto & commercial auto
Texas auto guide with liability through gap, plus commercial auto.
Landlord & condo
Landlord policies and DP-1 / DP-2 / DP-3 forms, plus condo coverage.
Specialty & business
Motorcycle, RV, boat, umbrella, and business.
Coverage directory
All Texas coverage pages
Every coverage page we maintain for this state — including the policy parts people ask about most.
Home, flood, condo & landlord
Independent by design
What changes when you are not captive to one carrier
- We compare multiple carriers instead of defending one underwriting appetite.
- Severe weather and territory rating move files between preferred and non-standard markets overnight.
- Hard-to-place homes, landlords, and drivers still have options when the first market says no.
- Claims support stays with the agency after the binder goes out.
Claims and policy management
After a loss, call with the policy number, date of loss, and photos. We help open the claim and review the estimate against the coverage you actually bought.
Ready to compare Texas rates?
Quotes are free and do not require you to bind.
FAQ
Texas insurance questions we hear first
Is auto insurance required in Texas?
Yes. Texas requires proof of financial responsibility. The common way to meet it is liability auto insurance at 30/60/25, with TexasSure reporting on active policies.
Where are all the coverage pages?
In the coverage directory on this page — homeowners parts, landlord DP forms, auto coverages, and specialty products.
Do you only serve Flower Mound?
No. We quote statewide. Texas License #1325461.
