Auto · Roadside assistance
Roadside assistance is a service limit. It is not a repair.
The endorsement pays for help when the car will not move: a tow, a jump, a spare tire, sometimes a lockout or a few gallons of fuel. It pays up to the dollar limit on the declarations page, per disablement. It does not pay the mechanic who fixes the car the next day. Collision and comprehensive do not apply, because nothing collided and nothing was stolen.
What the auto policy otherwise does: what Texas car insurance covers. “Full coverage” still does not include roadside unless it is listed: full coverage.
A tow after a crash is a different line
If the car is disabled by a covered collision or comprehensive loss, towing can be part of that claim, or part of this endorsement, depending on the form. A dead battery in a parking lot is only the endorsement. Liability does not pay your tow. It pays other people.
The same endorsement exists on policies in the states we write. The auto contract is still the local one: Texas, Colorado, Missouri, and Tennessee. Product page: Texas auto.
