Do Auto Insurance Companies Use New or After Market Parts?

Do Auto Insurance Companies Use New or After Market Parts?

Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are…

 Texas Umbrella Insurance Policy Facts

Texas Umbrella Insurance Policy Facts

Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. …

 Compare Umbrella vs. Excess Liability Insurance in Texas

Compare Umbrella vs. Excess Liability Insurance in Texas

Summary: Umbrella and excess liability insurance both provide extra protection beyond standard policies, but they differ in coverage scope. Umbrella insurance offers broader protection, covering various liability risks, while excess liability extends existing policy limits without adding new coverage types. Texans…

 Finding the Best Emergency Roadside Assistance

Finding the Best Emergency Roadside Assistance

Summary: Roadside assistance offers help with flat tires, fuel delivery, lockouts, and towing to nearby repair shops when needed. Coverage varies by provider and some plans cover longer towing distances or fuel delivery, though fuel costs may apply. Services usually include…