What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra…
According to the FBI, in 2018, property worth more than $16 billion dollars was reported stolen. Many people remain under the misconception that their homeowners policy provides coverage for all the personal belongings in their homes regardless of the type…
As a homeowner, you’re assumed to be operating at a high level of adulting. You managed to afford a down payment, get approved by a lender, and find someone willing to sell you a home. And you successfully navigated the sign-up process…
When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term…
Replacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to…
